What is an Insurance Broker?
At CIB our aim is to be Brisbane’s Best Insurance Broker, we are a small business, NOT a big insurance company. With over 20 years industry experience, your CIB broker will guide you through all the terminology, and steer you away from marketing gimmicks.
We’re your Local Insurance Broker – we work for you! Every year your CIB broker will get an insurance quote from each of our 9 reputable Australian insurers. In addition, it is our job to work with the insurer during the claim process and to pay your claim. We help you understand how your policy works so you get the most out of it.
Your CIB invoice lists exactly what we earn; no secret commissions, only full disclosure.
Insurance companies want you to buy a policy online direct and bypass your broker. For instance, they offer a cheap price and have the same dollar values insured. However, the fine print is different, and the benefits under these direct general insurance policies are often inferior.
Let CIB become your Insurance Broker
Brokers arrange 90% of Business Insurance in Australia. However, there is a reason for this! The fine print on insurance policies is too important and you need personal advice and risk management insurance tailored for your business.
Your CIB broker only picks from a wide range of insurers we trust who have a range of insurance products or services. We use market leading policy wordings written by our broking group, Steadfast.
Above all, we will build a package to give you the covers we feel you need. You can then work with us to make it fit to your business budget. If we have to drop some cover to make it affordable, you know this upfront – not when you have a claim.
Finally, understanding your policy will give you more confidence in knowing your business is protected. This is your CIB Insurance Broker’s job.