Comprehensive cover plus expert advice.

Business Insurance Pack

Business insurance provides protection for the long-term growth and success of your business and your livelihood, against the things you can’t control.

What is a Business Insurance Pack?

A business insurance pack is a comprehensive set of covers, designed to offer protection for many aspects of your business.

This includes cover for things like being sued, having your property vandalised or broken into, stolen money and stock, loss of income if a disaster causes you to close, or the breakdown of your equipment.

In Australia, more than three quarters of businesses are underinsured, and less than 40% of businesses survive past their first 3 years of operation. Insurance helps you to reduce the strain unforeseen circumstances can put your business under.

tim van der kuip CPs2X8JYmS8 unsplash | Consolidated Insurance Brokers

What does business insurance cover?

Business insurance provides cover in sections, which we’re able to add, remove, or customise the amounts of each you need. 

This allows a business insurance pack to protect you and your investment adequately and cost-effectively.

Property Damage

Repair or replacement of your building, stock or contents damaged.

Business Interruption

Helps pay your bills if damage or loss impacts your ability to trade.

Theft

Allows you to recoup damage or losses from burglary and theft.

Money

Cover for business cash on-premises and while in transit.

Breakdown

For unexpected breakdown of machinery or computer equipment.

Liability

Covers defence and legal costs as well as settlements if you're sued.

Glass

Replacement or repair of your premises' glass (may include signage).

General Property

Cover for portable tools or electronics you take with you on the go.

Tax Audit

Covers the costs of professional fees associated with being audited.

CIB staff | Consolidated Insurance Brokers

How can we help?

With over 15 years’ experience helping Australian businesses and individuals, CIB is an established brokerage that delivers the best cover possible at the most competitive price.

Our team of brokers have the knowledge and experience to ensure you get the most out of your insurance cover. 

Insurance can be complex. We aim to simplify it so you can understand and be confident in your cover without stressing about the fine print.

We can help you tailor a business insurance package that is fit-for-purpose so you can run your business confidently.

Business Insurance Pack claim example

Rohan owns a shop in the city. One night a water pipe bursts, filling the building with water and damaging his stock. 

Even worse, the building must be evacuated and renovated to repair all the water damage. This means that Rohan is unable to trade for six weeks.

Rohan’s business insurance covers the cost of the renovations. And, because he has business interruption insurance, he receives a payout to cover the income lost while he’s unable to trade.

business insurance pack
Our Specialty

Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We'll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.

Great advice

As brokers, it's our job to give advice. We always aim to deliver great, not just 'good', advice.

Your partner

We manage your insurances so you don't have to — saving precious time and effort.

clear terms

Your renewals, quotes and policies will be delivered in clear, easy English — no more confusion.

full cover

With a broker, you get more comprehensive cover and benefits not available if buying directly.

Frequently Asked Questions

There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:

  • Work on your behalf to secure you better protection through their negotiating power
  • Help you understand your risks and empower you to make better life / business decisions
  • Ensure insurers are held accountable to their promise to protect what you value during claims
  • Save you time and money by taking care of comparing and customising policies for your needs

If you have complex business needs, or are uncertain of what covers you require, working with a broker will help you.

Every business is unique and has special requirements. Your broker will look at your business activities, assets, and staffing to help determine which business insurances are appropriate for you.

Generally speaking, all businesses should have some sort of Public Liability insurance cover as a minimum.

What our Customers Say

109 James Street, New Farm

5.0 246 reviews

  • Avatar Mr J ★★★★★ a week ago
    Dealing with Natasha made sorting out my insurance as painless as it could have ever possibly have been.Natasha gave me multiple options and choices, also adding her opinion of pitfalls to be mindful of.Being our first commercial … More property purchase, I was extremely lucky to be talking with Natasha, who has an outstanding and wide knowledge of commercial properties and associated insurance.To my amazement, Natasha also offered all these options in under an hour, which I found stunning!The lost art of PR and courtesy is alive and well here.Thank you SO much for being you !Jay, Adelaide SA
  • Avatar Kymberlei Goodacre ★★★★★ a week ago
    I found Tracey communicative, efficient and friendly. The quotes received were competitive and the material provided easy to read and understand. My email queries were answered responsively with the information I sought. … More For a busy professionals looking for insurance - these are the brokers I recommend.
  • Avatar Melissa Park ★★★★★ 2 weeks ago
    Karen has been handling our business insurance for past few years and has always been a pleasure to deal with. She is professional and always manages my queries and requests in a timely manner. I would definitely recommend … More her and CIB.
  • Avatar naran patel ★★★★★ 3 weeks ago
    Great customer service from Natasha Nielsen 5/5. She explained the ins and outs for my landlord insurance that allowed me to go for the most prudent package. I wished I heard about this firm earlier.Any future insurance deals/renewals … More I will giving them a call first!
  • Avatar Susan Vlack ★★★★★ 3 weeks ago
    Standard insurance packages did not cover my business needs, leaving me vulnerable. Debbie quickly sorted it out and provided good options. Highly recommended. Big Thankyou, Debbie!

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