- Owning a business comes with a range of pressures, none of which compare to the financial strains that are brought on as a result
IT Professionals Liability Insurance
IT work can be ambiguous in the offering. With IT professionals liability insurance, you’re covered for products, services, advice and public liability.
What is IT Professionals Liability Insurance?
IT professionals liability is a combined policy designed just for professionals working in the information technology industry.
It packages Professional Indemnity, Public Liability, and Products Liability to close any gaps in coverage for the wide range of services that fall under Information Technology.
Many offerings overlap or the nature of them is disputed – is software development a product, or a service, or a blend of both? Whatever the case, this specialised package will protect your income and business.

What can be covered
- Acts, errors & omissions
- Loss of documents or data
- PR, reputation repair costs
- Errors with installations, setup
- Incorrect hardware assembly
- Development of custom software
What may not be
- Foreign jurisdictions (e.g. USA, Canada)
- Work in certain industries (e.g. medical, military)
- Disputes as to fees or payments
- Known defects or breaches
- Direct costs or loss to your revenue from cyber-crime

How can we help?
As an IT professional, you work in an industry with lots of legal ambiguity – especially when it comes to your liability.
The nature of software, hardware, and services combined makes it difficult to determine whether a risk is a public, professional or product-based liability.
A tailored IT Professionals Liability package combines these insurances to ensure you’re protected from many possible risks.
With access to a range of quality insurers, and policies not available to the public, we can offer you a range of competitive it professionals liability insurance quotes.
IT Professionals Liability claim example
Nick is an IT contractor. He was engaged to recommend and provide a management system for a professional services client. There were a number of problems with the system including crashes and loss of company and customer data.
The client pursued damages against the IT contractor for breach of contract and compensation due to the lost data and loss of revenue whilst the client was unable to service his customers.
As Nick had an IT liability insurance pack, his insurer settled the claim with the client and only had to pay a $750 excess.

Our Specialty
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We'll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Great advice
As brokers, it's our job to give advice. We always aim to deliver great, not just 'good', advice.
Your partner
We manage your insurances so you don't have to — save precious time and effort.
clear terms
Your renewals, quotes and policies will be delivered in clear, easy English — no more confusion.
full cover
With a broker, you get more comprehensive cover and benefits not available if buying directly.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
What our Customers Say
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Mr J ★★★★★ a week ago
Dealing with Natasha made sorting out my insurance as painless as it could have ever possibly have been.Natasha gave me multiple options and choices, also adding her opinion of pitfalls to be mindful of.Being our first commercial … More property purchase, I was extremely lucky to be talking with Natasha, who has an outstanding and wide knowledge of commercial properties and associated insurance.To my amazement, Natasha also offered all these options in under an hour, which I found stunning!The lost art of PR and courtesy is alive and well here.Thank you SO much for being you !Jay, Adelaide SA -
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I found Tracey communicative, efficient and friendly. The quotes received were competitive and the material provided easy to read and understand. My email queries were answered responsively with the information I sought. … More For a busy professionals looking for insurance - these are the brokers I recommend. -
Melissa Park ★★★★★ 2 weeks ago
Karen has been handling our business insurance for past few years and has always been a pleasure to deal with. She is professional and always manages my queries and requests in a timely manner. I would definitely recommend … More her and CIB. -
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Great customer service from Natasha Nielsen 5/5. She explained the ins and outs for my landlord insurance that allowed me to go for the most prudent package. I wished I heard about this firm earlier.Any future insurance deals/renewals … More I will giving them a call first! -
Susan Vlack ★★★★★ 3 weeks ago
Standard insurance packages did not cover my business needs, leaving me vulnerable. Debbie quickly sorted it out and provided good options. Highly recommended. Big Thankyou, Debbie!
Learn more about IT Professionals Liability Insurance
- Insurance can be a very confusing and complex subject. The “jargon” often used by companies will probably leave you with more questions than answers
- There are many ways that you can buy protection in the form of insurance. We often hear things like: “Why use an insurance broker?”
Get in touch
Talk today with our team to find the right kind of insurance that will suit your needs.
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