The five sections below explain the different business insurance risks you should be considering for your business:
No matter what type of business your run, the most important cover you can take is to protect you against being sued.
Once you’ve got your liability looked after, the next most important thing is to make sure any physical assets of the business are protected.
If your business suffers a claim for Accidental Damage or Perils, then you may not be able to trade while it’s being fixed.
If YOU are the business, then it’s going to be critical you have some backup money to keep the bills paid if you’re injured or unable to work due to sickness.
Commercial Vehicles and Plant are treated a little bit differently to your average personal use car.