At Consolidated Insurance Brokers, we specialise in Public Liability Insurance
Public Liability Insurance protects your business if you are sued for personal injury or property damage. It can cost as little as $50 per month.
Public Liability has a range of different names including General or Broadform Liability. It often includes Products Liability and can include other benefits such as Advertising Liability.
Even if you did nothing wrong, Public Liability is important as it pays to defend you. Our experience shows the average legal costs to defend something minor (e.g. a customer trips and falls) exceeds $10,000.
These liability insurance policies will keep your business afloat even under the strain of a lawsuit. Without liability insurance, businesses can easily go bust because of a single mistake.
If you or your business interact with suppliers, customers or the general public, then liability insurance is essential.
This is also the case if you have subcontractors. Do you know WorkCover in different states will sue you if a subcontractor is injured while on the job? WorkCover will chase business owners for all costs in relation to the subbie’s claim!
How can CIB help?
Your Insurance Broker works for you. Every year your CIB broker will get an insurance quote from each of our 9 reputable Australian insurers. In addition, it is our job to work with the insurer during the claim process and to pay your claim. We help you understand how your policy works so you get the most out of it.
CIB offer Public Liability from a range of the industry’s biggest and best providers. We can help you Get the right cover for your business.
What extra cover options are there?
We tailor our policies to match your needs and business activities and can add extra benefits:
- Additional protection for goods left in your care while you repair them
- Liability cover for work that subcontractors do on your behalf
- Professional Indemnity Insurance to cover errors and omissions in your advice or professional services
In addition, with CIB you can choose between 3 levels of public and products liability cover. $5, $10, or $20 million.
Finally, we can package Public Liability Insurance within a comprehensive Business Insurance package. This policy covers different types of insurance such as damage to your building and theft of contents or stock.