Construction Insurance

If you’re responsible for a jobsite, you want to make sure you’re covered for anything that might damage it. Ensure your project can keep moving forward with construction insurance.

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I moved my insurances to Consolidated brokers because I received the best service one could ask for. (...) reassured that me and my company will be in good hands. see more
TOP BROKERAGE 2022 & 2023
The resource of choice for the country’s most forward-thinking insurance professionals.
TOP BROKERAGE 2022 & 2023
The resource of choice for the country’s most forward-thinking insurance professionals.

Construction Insurance

Talk today with our team to find the right kind of insurance that will suit your needs.

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What is Construction Insurance?

Construction insurance (also known as contract works insurance or contractors all risks insurance) is primarily taken by commercial, residential & owner-builders.

However, it is also commonly taken out by specialist contractors engaged on these projects who must take responsibility for their own works (e.g. HVAC installers).

Most businesses will elect to take an annual policy that covers any projects which commence during the policy period. For specialist, ad hoc or owner-builders a single project policy is available too.

construction insurance policy for commercial builds

What can be covered

What may not be

Get Started with Construction Insurance

Ensure your project can keep moving forward with construction insurance.

Construction claim example

Aaron is a roofing contractor engaged to replace the roof on his local church. One afternoon while working on the roof, he notices a large storm approaching.

Aaron secures the roof as best he can to try and protect the site. Unfortunately, the storm is too severe and causes damage to the work he’d done, as well as the materials on site.

Luckily Aaron had contract works insurance which paid for the replacement materials, and also Aaron’s fees while he redoes the work for the church.

The church is fortunate Aaron had more than liability insurance which wouldn’t have responded (he secured the work). If Aaron didn’t have contract works, the church may have been stuck and unable to pay for the repairs themselves.

Why Choose CIB?

Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.

Our Expertise

Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available

Your Partner

Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.

Clear Terms

We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.

Full Cover

We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.

What our clients have to say

109 James Street, New Farm

5.0 631 reviews

  • Avatar Alan Dorber ★★★★★ a week ago
    Alison went out of her way to provide information need to review an existing account with another broker. It was easy to explain what was wanted and recommendations from Alison enabled the review to flow. Her knowledge of … More the Insurance world impressed me and she is a pleasure to speak with. Alison is credit to the company and is easy to speak with. I was sorry we could not get a better figure. but she did her best. Thank you for allowing me to comment.
  • Avatar Sarah Benson ★★★★★ 2 weeks ago
    We have been using Consolidated insurance for many years. We use them for all our business and personal insurance. Having everything under the one roof with a reliable company saves us so much time, money and stress. The … More service is amazing, Gina, William and Karen are always there to help not matter the time of the day. I would highly recommend Consolidated Insurance Brokers. Thanks Sarah
  • Avatar Joanne Hamilton ★★★★★ 2 weeks ago
    We had a slightly unusual insurance request, and Jade was very persistent in finding us the best policy that met our needs! She was very professional and prompt in answering our emails and calls and explaining prospective … More cover to us. We highly recommend CIB to anyone seeking insurance.
  • Avatar Christopher Zraybi ★★★★★ 3 weeks ago
    I had the pleasure of working with Tracey at Consolidated Insurance Brokers, and I can't recommend her highly enough! From our first conversation, she was incredibly attentive, taking the time to understand my specific … More needs and concerns.Tracey is not only knowledgeable about various insurance options but also genuinely cares about her clients. She walked me through the entire process, ensuring I felt comfortable and informed at every step. After dealing with numerous brokers and insurers over the years, I can confidently say that Tracey secured the best prices for me compared to all others I’ve encountered.Her quick responses to my questions and proactive approach made the experience seamless. Thanks to Tracey, I now have the perfect insurance coverage tailored to my situation at a fantastic price. If you're looking for a dedicated professional who goes above and beyond, look no further than Tracey at Consolidated Insurance Brokers!
  • Avatar Katina Validaki ★★★★★ 4 weeks ago
    Over the past 4 years Tracey at Condolidated Insurance Brokers has been absolutely wonderful. So knowledgeable and friendly, always willing to go above and beyond for our Business. We really highly recommend Consolidated … More Insurance Brokers for all of your Insurance needs. Katina and Marcelo Rodrigues.

How can we help?

Having a customisable construction works policy means that you can protect yourself from your most likely, or most devastating, potential risks.

Your needs likely change from project to project, so a truly tailored policy will help you ensure your materials, team and business are protected.

For every new business quote and renewal, we break down all important features and comparisons for you in plain English.

Frequently Asked Questions

There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:

  • Work on your behalf to secure you better protection through their negotiating power
  • Help you understand your risks and empower you to make better life / business decisions
  • Ensure insurers are held accountable to their promise to protect what you value during claims
  • Save you time and money by taking care of comparing and customising policies for your needs

Construction insurance can cover many important parts of your project, such as:

  • Public liability
  • Smashed glass
  • Construction equipment
  • Escalation or removal fees
  • Natural disaster and weather perils

By covering you for possible events beyond your control, your project can move ahead in the face of the unfortunate.

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