renewal service

no more surprises

Hassle-free insurance renewals

Insurers often change the terms and coverage of their policies yearly, without much notice or you realising. If you dig to the bottom of your email inbox, you’d probably find an email inviting you to “Read the updated PDS”…

Like most people, you probably renew the policy and pay thinking you’re covered… Little do you know, the insurer may have increased their price and offered slightly less cover.

According to a Consumer Action Law Centre (CALC) study, 86% of Australians would find clearer information about their premiums in renewal letters helpful.

businesswoman frustrated with laptop computer
Understand your options

comparisons in clear English

As a client of CIB, you'll get a comparison of your insurance renewals in a visual, easy to interpret format. Straight to your inbox. You'll always understand what you're covered for, what you're not covered for, and what your duties are.

get the best value

Quotes for renewal options

Every year we re-quote your insurance renewals with our full panel of insurers. This means you get given a range of quote options, so the choice is always yours, and you can be certain you've got the best cover at the best price.

signing insurance renewal proposal form

GET CLARITY ON YOUR COVER

As a client of CIB, you’ll receive a clear list of any changes to your policy, a full comparison to last year’s premium, and any recommendations we have for better coverage.

Every year, your broker will “remarket” (quote your needs with a range of insurers) to see if we can get you a better value policy with a different insurer.

By doing this on your behalf, we make sure you always have the best protection in place at the best possible price for your truck insurance, property insurance.

What our clients have to say

109 James Street, New Farm

5.0 679 reviews

  • Avatar A White ★★★★★ in the last week
    Tracey has been absolutely amazing as my insurance broker! She is friendly, professional, and always a pleasure to work with. Tracey handles everything with such care and efficiency—I never have to worry about missing a detail. … More She is incredibly prompt in responding to questions and makes the entire insurance process so easy and stress-free. I truly appreciate her thorough approach and dedication to finding the best options for me. I highly recommend Tracey to anyone in need of a fantastic insurance broker!
  • Avatar Stephanie Molenaar ★★★★★ in the last week
    Debbie was amazing, I had been dealing with another broker for close to 3 months and hadn't go anywhere. In 1 week Debbie, had quotes back for me and I now have insurance sorted for my business and a huge weight lifted … More off my shoulders. Please reach out to Debbie Blanco for any of your insurance needs. 10/10 would recommend!!
  • Avatar Owen Reeves ★★★★★ in the last week
    I recently needed to upgrade an insurance policy. An unusual policy not available with most insurers. I was fortunate enough to have Aimee Spencer search and provide a great insurance policy that covered all my requirements … More and at an affordable price..Aimee did a great job, was very keen and provided excellent and professional service. Definitely recommend Aimee for your insurance needs.
  • Avatar Enoggera Flowers ★★★★★ a week ago
    Tracey and Consolidated Insurance Brokers have been taking care of my business insurance for a number of years now, and I’ve always found them to be very helpful and competitive. Tracey is approachable, and knowledgable … More - I value her advice.
  • Avatar Megan Burns ★★★★★ a month ago
    I recently had the privilege of connecting with Mark McGuire. I had never used a broker for my Strata Insurance, but it was the best decision I made this year. Not only did he save us nearly $1600, but the properties are … More now insured for more and with better coverage options. He was extremely efficient and made the process very easy. I could not recommend his services any more highly!

Frequently Asked Questions

Your insurance needs will change frequently while you hold your policy. Your yearly renewal is a great opportunity to re-evaluate your needs, update your details, and make sure you’re not over or under-insured.

Under the Insurance Contracts Act 1984, you have a duty to not make a misrepresentation. If you do, your insurer could use that against you to reduce or deny your claims entirely. This means it’s important to ensure the details on your policy are accurate and up to date.

Your business, home and vehicle are some of the greatest investments you’ll make in your lifetime. It’s important to ensure there aren’t any nasty surprises in the event you need to make a claim.

It can be easy to forget what changes have occurred throughout the year. While we recommend updating your broker at the time of any changes, these questions can help keep your policy up-to-date when renewing your insurance:

  1. Are you offering any new goods or services?
  2. Does your company store or exchange customer information?
  3. Has your business’s legal structure changed?
  4. Do you expect your revenue/personal income to change?
  5. Have you purchased or sold property or equipment?
  6. Have you renovated your home or changed your business fit-out?
  7. Has your building or home value changed?
  8. Are your property/ies insured for full replacement value?
  9. Have staff numbers changed?
  10. Do you use subcontractors, or has your use of subcontractors increased/decreased?

Get in touch

Get a Reply within 60 minutes.

Talk today with our team to find the right kind of insurance that will suit your needs.

Or Call our friendly team today on: