renewal service

no more surprises

Hassle-free insurance renewals

Insurers often change the terms and coverage of their policies yearly, without much notice or you realising. If you dig to the bottom of your email inbox, you’d probably find an email inviting you to “Read the updated PDS”…

Like most people, you probably renew the policy and pay thinking you’re covered… Little do you know, the insurer may have increased their price and offered slightly less cover.

According to a Consumer Action Law Centre (CALC) study, 86% of Australians would find clearer information about their premiums in renewal letters helpful.

businesswoman frustrated with laptop computer
Understand your options

comparisons in clear English

As a client of CIB, you'll get a comparison of your insurance renewals in a visual, easy to interpret format. Straight to your inbox. You'll always understand what you're covered for, what you're not covered for, and what your duties are.

get the best value

Quotes for renewal options

Every year we re-quote your insurance renewals with our full panel of insurers. This means you get given a range of quote options, so the choice is always yours, and you can be certain you've got the best cover at the best price.

signing insurance renewal proposal form

GET CLARITY ON YOUR COVER

As a client of CIB, you’ll receive a clear list of any changes to your policy, a full comparison to last year’s premium, and any recommendations we have for better coverage.

Every year, your broker will “remarket” (quote your needs with a range of insurers) to see if we can get you a better value policy with a different insurer.

By doing this on your behalf, we make sure you always have the best protection in place at the best possible price for your truck insurance, property insurance.

What our clients have to say

109 James Street, New Farm

5.0 570 reviews

  • Avatar Jesse Gamble ★★★★★ a week ago
    If anyone is looking for a knowledgeable, easy to talk to and very responsive insurance broker, Aimee Spencer is your gem! Aimee has made our whole journey with the insurance side of things so straight forward and has gone … More above and beyond to take the stress out of things, and as a small business this is beyond helpful! We won’t go anywhere else! Highly recommend!
  • Avatar LOADS OF LAUNDRY Mail ★★★★★ 2 weeks ago
    Alison went above and beyond to get us the best possible policy for our business. I had many conversations with Alison and her professionalism, interest in our business and willing to go that extra yard has given me confidence … More in knowing we chose the right company to manage our insurance needs. Alison is also a delight to talk to on the phone and takes the time to listen to our needs. I have no hesitation in recommending Alison & Consolidated Insurance Brokers next time you are looking to insure your business.
  • Avatar Leo Liu ★★★★★ 3 weeks ago
    I want to extend my heartfelt thanks to Debbie, for her exceptional assistance during a recent emergency. Her prompt and professional response helped us navigate a challenging situation smoothly. Debbie's expertise and … More dedication were invaluable, and we are truly grateful for her support. Highly recommend her services!
  • Avatar Tanya Falecki ★★★★★ 3 weeks ago
    Alison Farmer was incredibly helpful and professional. She went above and beyond to get the best possible cover for my business. I highly recommend her services.
  • Avatar Peter Alog ★★★★★ a month ago
    Very happy with our experiences with Consolidated Insurance Brokers. Special mention goes to Debbie, who has been extremely helpful in every dealing we have had with her so far. Thank you very much Debbie!

Frequently Asked Questions

Your insurance needs will change frequently while you hold your policy. Your yearly renewal is a great opportunity to re-evaluate your needs, update your details, and make sure you’re not over or under-insured.

Under the Insurance Contracts Act 1984, you have a duty to not make a misrepresentation. If you do, your insurer could use that against you to reduce or deny your claims entirely. This means it’s important to ensure the details on your policy are accurate and up to date.

Your business, home and vehicle are some of the greatest investments you’ll make in your lifetime. It’s important to ensure there aren’t any nasty surprises in the event you need to make a claim.

It can be easy to forget what changes have occurred throughout the year. While we recommend updating your broker at the time of any changes, these questions can help keep your policy up-to-date when renewing your insurance:

  1. Are you offering any new goods or services?
  2. Does your company store or exchange customer information?
  3. Has your business’s legal structure changed?
  4. Do you expect your revenue/personal income to change?
  5. Have you purchased or sold property or equipment?
  6. Have you renovated your home or changed your business fit-out?
  7. Has your building or home value changed?
  8. Are your property/ies insured for full replacement value?
  9. Have staff numbers changed?
  10. Do you use subcontractors, or has your use of subcontractors increased/decreased?

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