renewal service

no more surprises

Hassle-free insurance renewals

Insurers often change the terms and coverage of their policies yearly, without much notice or you realising. If you dig to the bottom of your email inbox, you’d probably find an email inviting you to “Read the updated PDS”…

Like most people, you probably renew the policy and pay thinking you’re covered… Little do you know, the insurer may have increased their price and offered slightly less cover.

According to a Consumer Action Law Centre (CALC) study, 86% of Australians would find clearer information about their premiums in renewal letters helpful.

businesswoman frustrated with laptop computer
Understand your options

comparisons in clear English

As a client of CIB, you'll get a comparison of your insurance renewals in a visual, easy to interpret format. Straight to your inbox. You'll always understand what you're covered for, what you're not covered for, and what your duties are.

get the best value

Quotes for renewal options

Every year we re-quote your insurance renewals with our full panel of insurers. This means you get given a range of quote options, so the choice is always yours, and you can be certain you've got the best cover at the best price.

signing insurance renewal proposal form

GET CLARITY ON YOUR COVER

As a client of CIB, you’ll receive a clear list of any changes to your policy, a full comparison to last year’s premium, and any recommendations we have for better coverage.

Every year, your broker will “remarket” (quote your needs with a range of insurers) to see if we can get you a better value policy with a different insurer.

By doing this on your behalf, we make sure you always have the best protection in place at the best possible price for your truck insurance, property insurance.

What our clients have to say

109 James Street, New Farm

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  • Avatar Sarah Benson ★★★★★ in the last week
    We have been using Consolidated insurance for many years. We use them for all our business and personal insurance. Having everything under the one roof with a reliable company saves us so much time, money and stress. The … More service is amazing, Gina, William and Karen are always there to help not matter the time of the day. I would highly recommend Consolidated Insurance Brokers. Thanks Sarah
  • Avatar Joanne Hamilton ★★★★★ in the last week
    We had a slightly unusual insurance request, and Jade was very persistent in finding us the best policy that met our needs! She was very professional and prompt in answering our emails and calls and explaining prospective … More cover to us. We highly recommend CIB to anyone seeking insurance.
  • Avatar Christopher Zraybi ★★★★★ a week ago
    I had the pleasure of working with Tracey at Consolidated Insurance Brokers, and I can't recommend her highly enough! From our first conversation, she was incredibly attentive, taking the time to understand my specific … More needs and concerns.Tracey is not only knowledgeable about various insurance options but also genuinely cares about her clients. She walked me through the entire process, ensuring I felt comfortable and informed at every step. After dealing with numerous brokers and insurers over the years, I can confidently say that Tracey secured the best prices for me compared to all others I’ve encountered.Her quick responses to my questions and proactive approach made the experience seamless. Thanks to Tracey, I now have the perfect insurance coverage tailored to my situation at a fantastic price. If you're looking for a dedicated professional who goes above and beyond, look no further than Tracey at Consolidated Insurance Brokers!
  • Avatar Katina Validaki ★★★★★ 2 weeks ago
    Over the past 4 years Tracey at Condolidated Insurance Brokers has been absolutely wonderful. So knowledgeable and friendly, always willing to go above and beyond for our Business. We really highly recommend Consolidated … More Insurance Brokers for all of your Insurance needs. Katina and Marcelo Rodrigues.
  • Avatar Vince Vitanza ★★★★★ 3 weeks ago
    I needed insurance urgently for a Commercial property we had that another Broker had let lapse. Aimee Spencer contacted me within the hour of receiving my online request and provide me with a number of quotes to suit my current … More situation. I was able to pay directly and have cover in place immediately. Aimee was so professional, quick and I will be looking at moving all our insurance over to Consolidated Insurance Brokers. I have peace of mind that I have the right cover in place. Thank you so much Aimee.

Frequently Asked Questions

Your insurance needs will change frequently while you hold your policy. Your yearly renewal is a great opportunity to re-evaluate your needs, update your details, and make sure you’re not over or under-insured.

Under the Insurance Contracts Act 1984, you have a duty to not make a misrepresentation. If you do, your insurer could use that against you to reduce or deny your claims entirely. This means it’s important to ensure the details on your policy are accurate and up to date.

Your business, home and vehicle are some of the greatest investments you’ll make in your lifetime. It’s important to ensure there aren’t any nasty surprises in the event you need to make a claim.

It can be easy to forget what changes have occurred throughout the year. While we recommend updating your broker at the time of any changes, these questions can help keep your policy up-to-date when renewing your insurance:

  1. Are you offering any new goods or services?
  2. Does your company store or exchange customer information?
  3. Has your business’s legal structure changed?
  4. Do you expect your revenue/personal income to change?
  5. Have you purchased or sold property or equipment?
  6. Have you renovated your home or changed your business fit-out?
  7. Has your building or home value changed?
  8. Are your property/ies insured for full replacement value?
  9. Have staff numbers changed?
  10. Do you use subcontractors, or has your use of subcontractors increased/decreased?

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