Landlord Insurance
Landlord insurance is like home and contents for investors – with some specialist benefits that protect you as the owner as well as your asset while in the care of tenants. We can help commercial property or domestic landlords. Call us now!
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Landlord Insurance
Rely On A Reputable Insurance Broker
What is Landlord Insurance?
It expands on building and fittings cover to also protect your investment income and property. Unlike home and contents, our landlord’s policies can provide cover for malicious damage and theft by tenants.
The building section covers your structure and permanent fixtures (pools, walls, roofing, etc) from intentional damage from tenants, as well as accidental damage and weather events.
Contents cover offers protection for your fittings, which can include items like your carpets, blinds, curtains and any whitegoods or appliances.
What can be covered
- Tenant theft or malicious damage
- Accidental damage
- Motor burnout of appliances
- Fire, flood & storm
- Loss of rent (if property is damaged & untenable)
- Tenant default
- Public liability (damage/injury to tenants or belongings)
What may not be
- Construction defects
- Renovations or additions >$75,000 not declared
- Failure to maintain or repair once notified
- Most pet-related damage
- Damage/loss from birds, insects, vermin
Get started with Landlord Insurance
Cover your building and fittings, and protect your investment income and property
Landlord Insurance claim example
Janet and Ross bought an investment property in Sydney’s inner west. They relied on the rental income from the property to help cover their mortgage repayments. They rent the property to tenants who cause extensive damage to some of the walls, floor coverings and doors – and then left owing 12 weeks’ rent.
Because the property needed repairs, Janet and Ross were unable to rent it out immediately. Fortunately, the couple had taken out landlord’s insurance with loss of rent cover AND chose the rent default cover option.
They successfully claimed on their insurance to cover their repair costs, the 12 weeks of rent default from the tenants vacating without paying, and their loss of rent while the building was repaired. This allowed them to make their mortgage repayments and repair the property quickly so they could get new tenants in.
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James Street, New Farm
-
Jim was able to negotiate a much lower premium than my previous insurer (with better cover). His advice and communication was clear and straightforward. Highly recommend his service.
-
We have dealt with Tracey on several occasions, and each and every time she has been such a pleasure to deal with. Always helpful, positive and everything provided in a timely manner. She follows up where needed and usefull … More without ever being pushy.
-
I have been dealing with Debbie Blanco in Consolidated Insurance Brokers. She has always been very helpful with any query or questions. I would highly recommend her for excellent customer service, product & service knowledge, … More prompt in responding, great in communication, and always comes up with competitive insurance deals / prices.
-
Our business insurance has been handled by Consolidated Insurance Brokers for many years now. This year Aimee Spencer made our yearly renewal very easy with her guidance in our understanding of exactly what was covered and … More included with each Company's different Quotes. Appreciated .... thank you!
-
We've been using Consolidated Insurance Brokers for quite a few years now. I would certainly recommend them to everyone. Whenever I have a question, nothing is too much trouble. From my original working with Sheryll, … More to more recently with William and now our recent working with Karen with a claim that we needed to make. She was there every step of the way for us, answered all my questions and provided guidance for us. And she coordinated with our insurance company. As I said, we would not hesitate to recommend, very professional all the way. (Montezuma's Ipswich)
How can we help?
With access to a range of quality insurers, and policies not available to the public, we can offer you a range of competitive quotes. As brokers, we’re also able to offer you coverage that insurers don’t offer directly to the public.
For example, a 360 Underwriting broker policy automatically includes $70,000 of contents cover at no additional cost.
We’ll help you compare the price with the coverage offered for each, so you can choose what’s best for you. For every new business quote and renewal, we break down all important changes and comparisons for you in plain English.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.
Or call us now
General Advice Notice
Information provided is general advice only and has been prepared without taking into account any person’s particular objectives, financial situation or needs.