Insurance Quotes & Comparisons

insurance you can count on

Without effort or frustration

Finding great cover shouldn’t be difficult, but the complexity of insurance can make that hard to do.
With a broker, you’ll have an experienced professional who knows how to craft insurance to fit your needs.
Having a broker do your insurance quotes and compare options will also save you time and effort. 

The 4 Ways to buy insurance

(And how they differ)



This is where you buy a mass-market policy from the insurance provider. *They aren’t licensed to give personal advice.


online aggregators*

Think comparison sites like finder. They partner with insurers to list their policies on their site for a fee. *They aren’t licensed to give personal advice.


insurance agents*

insurance agents are companies presenting themselves as insurers. Think Woolworths, QANTAS, and Australia Post, who sell insurer’s products with their brand attached for a commission. *They aren’t licensed to give personal advice.


insurance brokers

Brokers work for their clients, not for insurance providers. They have access to lots of different insurers and policies. Their job is to tailor policies to your needs and help you understand insurance quotes while giving personal advice.

What our clients have to say

109 James Street, New Farm

5.0 575 reviews

  • Avatar Jesse Gamble ★★★★★ 2 weeks ago
    If anyone is looking for a knowledgeable, easy to talk to and very responsive insurance broker, Aimee Spencer is your gem! Aimee has made our whole journey with the insurance side of things so straight forward and has gone … More above and beyond to take the stress out of things, and as a small business this is beyond helpful! We won’t go anywhere else! Highly recommend!
  • Avatar LOADS OF LAUNDRY Mail ★★★★★ 3 weeks ago
    Alison went above and beyond to get us the best possible policy for our business. I had many conversations with Alison and her professionalism, interest in our business and willing to go that extra yard has given me confidence … More in knowing we chose the right company to manage our insurance needs. Alison is also a delight to talk to on the phone and takes the time to listen to our needs. I have no hesitation in recommending Alison & Consolidated Insurance Brokers next time you are looking to insure your business.
  • Avatar Leo Liu ★★★★★ 4 weeks ago
    I want to extend my heartfelt thanks to Debbie, for her exceptional assistance during a recent emergency. Her prompt and professional response helped us navigate a challenging situation smoothly. Debbie's expertise and … More dedication were invaluable, and we are truly grateful for her support. Highly recommend her services!
  • Avatar Tanya Falecki ★★★★★ 4 weeks ago
    Alison Farmer was incredibly helpful and professional. She went above and beyond to get the best possible cover for my business. I highly recommend her services.
  • Avatar Peter Alog ★★★★★ a month ago
    Very happy with our experiences with Consolidated Insurance Brokers. Special mention goes to Debbie, who has been extremely helpful in every dealing we have had with her so far. Thank you very much Debbie!

Frequently Asked Questions

When you think of comparing insurances, you probably think of comparison sites like CompareTheMarket, Canstar,, iSelect, etc. You see their ads all the time, and their websites are straightforward and easy to use. However, did you know that insurance isn’t that simple to compare?

No two products are the same. Each insurer has their own definitions and scope of coverage (called “policy wording”). They have different benefits, levels of service, and plenty of exclusions hidden between the lines of their fine print. This makes it nearly impossible to accurately compare products based on a table of ticks and crosses. You also have limited ability, if any, to customise their policy to suit your unique needs.

It’s also time-consuming. The average person spends 11 hours trying to make sense of their insurance needs and policies. On top of that, only limited insurers are available direct to the public. If you’re not using a broker, you’re missing out on many more insurers and policies they can offer to you.​

The short answer is, absolutely not. Direct insurers can only provide one policy: their own. These products are created for mass markets and don’t account for your unique needs; they’re also hard to add or remove cover according to your needs.

In Australia, brokers often belong to ‘Broker Networks’: representative bodies that advocate for brokers with insurance companies. Broker-negotiated policies offer much better value than what’s available direct-to-public.

These networks have negotiated better coverage, pricing, and more specific policy wordings. This means you won’t be left with your claims denied because of unclear definitions or requirements. ​

This is because the total amount insured (eg. your home for $500k and your contents for $50k) is just one piece of the puzzle. The benefits and terms are different between all insurers – let’s say ‘Cheap-as-Chips Insurance’ doesn’t automatically include Accidental Damage cover while ‘The Good Insurance Co.’ does.

What does this mean? For example, your carpets were destroyed by accidentally knocking over a bottle of wine. ‘The Good Insurance Co.’ would cover you but ‘Cheap-as-Chips’ would deny your claim. In this example, ‘Cheap-as-Chips’ would only cover you for damage or loss from events specified in the policy, like a fire, storm or theft. 

Because you’re less likely to be able to make a claim on your ‘Cheap-as-Chips’ policy as they offer less cover and benefits, they would offer a lower premium.

The lesson here? Check the protection and benefits your policy actually offers you — look beyond price. Be realistic about the cover you need for the risks that could affect you most.

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