Business Insurance

If you need insurance for a business, you must have a highly rated business insurance broker to help protect your livelihood. Business Insurance provides protection against the things you can’t control. Consolidated Insurance Brokers make getting business insurance quotes fast, simple and easy. Call us now to save time and compare the business insurance market.

I moved my insurances to Consolidated brokers because I received the best service one could ask for. (...) reassured that me and my company will be in good hands. see more
TOP BROKERAGE 2022 & 2023
The resource of choice for the country’s most forward-thinking insurance professionals.
TOP BROKERAGE 2022 & 2023
The resource of choice for the country’s most forward-thinking insurance professionals.

Business Insurance

Talk today with our team to find the right kind of insurance that will suit your needs.

Comprehensive cover plus expert advice

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What is a Business Insurance?

A Business Insurance Policy is a comprehensive set of covers, designed to offer protection for many aspects of your business.

This includes cover for things like being sued, having your property vandalised or broken into, stolen money and stock, loss of income if a disaster causes you to close, or the breakdown of your equipment.

In Australia, more than three quarters of businesses are underinsured, and less than 40% of businesses survive past their first 3 years of operation. Insurance helps you to reduce the strain unforeseen circumstances can put your business under.

What does business insurance cover?

Business insurance provides cover in sections, which we’re able to add, remove, or customise the amounts of each you need. This allows a business insurance pack to protect you and your investment adequately and cost-effectively.

Property Damage

Repair or replacement of your building, stock or contents damaged.

Business Interruption

Helps pay your bills if damage or loss impacts your ability to trade.


Allows you to recoup damage or losses from burglary and theft.


Cover for business cash on-premises and while in transit.


For unexpected breakdown of machinery or computer equipment.


Covers defence and legal costs as well as settlements if you're sued.


Replacement or repair of your premises' glass (may include signage).

General Property

Cover for portable tools or electronics you take with you on the go.

Tax Audit

Covers the costs of professional fees associated with being audited.

Get started with Business Insurance

Get business insurance that is fit-for-purpose so you can run your business confidently.

business insurance pack

Business Insurance claim example

Rohan owns a shop in the city. One night a water pipe bursts, filling the building with water and damaging his stock.

Even worse, the building must be evacuated and renovated to repair all the water damage. This means that Rohan is unable to trade for six weeks.

Rohan’s business insurance covers the cost of the renovations. And, because he has business interruption insurance, he receives a payout to cover the income lost while he’s unable to trade.

Why Choose CIB?

Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.

Our Expertise

Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available

Your Partner

Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.

Clear Terms

We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.

Full Cover

We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.

What our clients have to say

109 James Street, New Farm

5.0 522 reviews

  • Avatar Sean Stewart ★★★★★ 2 weeks ago
    Clayton Rowlings from Consolidated was a pleasure to work with and got me the best car insurance deal in the market by far. His high level of service was impressive and he stayed in touch with me in assistance for nearly … More 1 year while I was deciding what to buy. He was very attentive and super helpful at each step of the way, which made navigating this insurance process easy to understand and finalise. Thanks again, Clayton - highly recommend!
  • Avatar Jamie Firth ★★★★★ 3 weeks ago
    Tracey was extremely great to deal with and was so helpful in helping us find insurance for our business. But not only find insurance, got us the best possible outcome for our business. Other brokers were just in it for their … More pay day, Tracey was in it to get the best deal for us. She listened to us and about our business so she understood exactly what we were after.If you are looking for any kind of insurance, I highly recommend dealing with Tracey as she will help you find the best possible outcome.
  • Avatar Ryan ★★★★★ 3 weeks ago
    I have had the pleasure of dealing with Alison from consolidated insurance brokers. And from the start to the end Alison has shown a very high level of professional and work ethic. Alison kept me in the loop regularly and … More was extremely reliable with fast information and great service. Thank you.
  • Avatar Charis C ★★★★★ 3 weeks ago
    I highly recommend the team at Consolidated Insurance Brokers. I initially dealt with Tracey, but I also got the opportunity to work with William along the way too - both were super knowledgeable, supportive and patient while … More I registered my new business.As a startup, they also provided the guidance needed to get the appropriate level of coverage.I would highly recommend anyone starting their business to speak with either William or Tracey at Consolidated Insurance Brokers!
  • Avatar Paul Cheales ★★★★★ 4 weeks ago
    It pays to shop around!After 6 years, I decided to go to market for my company's Liability & Professional Indemnity Insurance.Finding an appropriate insurance policy has always been a difficult task for our organisation, … More due to its unusual operational activities (Power Industry Training & Assessment).I was referred to Tracey Eaton at Consolidated Insurance Brokers through an industry contact since my existing PI & PL Insurance Policy was due for renewal.Tracey proved her worth easily by being available, attentive, capable and experienced to broker a suitable policy for us at a remarkably lower Premium cost.She did this with very little lead time and with a very happy & accommodating attitude to boot.Thank you Tracey. Well done.

How can we help?

With over 15 years’ experience helping Australian businesses and individuals, CIB is an established brokerage that delivers the best cover possible at the most competitive price.

Our team of brokers have the knowledge and experience to ensure you get the most out of your insurance cover.

Insurance can be complex. We aim to simplify it so you can understand and be confident in your cover without stressing about the fine print.

We can help you tailor a business insurance package that is fit-for-purpose so you can run your business confidently.

Frequently Asked Questions

There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:

  • Work on your behalf to secure you better protection through their negotiating power
  • Help you understand your risks and empower you to make better life / business decisions
  • Ensure insurers are held accountable to their promise to protect what you value during claims
  • Save you time and money by taking care of comparing and customising policies for your needs

If you have complex business needs, or are uncertain of what covers you require, working with a broker will help you.

Every business is unique and has special requirements. Your broker will look at your business activities, assets, and staffing to help determine which business insurances are appropriate for you.

Generally speaking, all businesses should have some sort of Public Liability insurance cover as a minimum.

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