Business Insurance

If you need insurance for a business, you must have a highly rated business insurance broker to help protect your livelihood. Business Insurance provides protection against the things you can’t control. Consolidated Insurance Brokers make getting business insurance quotes fast, simple and easy. Call us now to save time and compare the business insurance market.

I moved my insurances to Consolidated brokers because I received the best service one could ask for. (...) reassured that me and my company will be in good hands. see more
TOP BROKERAGE 2022 & 2023
The resource of choice for the country’s most forward-thinking insurance professionals.
TOP BROKERAGE 2022 & 2023
The resource of choice for the country’s most forward-thinking insurance professionals.

Business Insurance

Talk today with our team to find the right kind of insurance that will suit your needs.

Comprehensive cover plus expert advice

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What is a Business Insurance?

A Business Insurance Policy is a comprehensive set of covers, designed to offer protection for many aspects of your business.

This includes cover for things like being sued, having your property vandalised or broken into, stolen money and stock, loss of income if a disaster causes you to close, or the breakdown of your equipment.

In Australia, more than three quarters of businesses are underinsured, and less than 40% of businesses survive past their first 3 years of operation. Insurance helps you to reduce the strain unforeseen circumstances can put your business under.

tim van der kuip CPs2X8JYmS8 unsplash | Commercial Property & Building Insurance Broker

What does business insurance cover?

Business insurance provides cover in sections, which we’re able to add, remove, or customise the amounts of each you need. This allows a business insurance pack to protect you and your investment adequately and cost-effectively.

Property Damage

Repair or replacement of your building, stock or contents damaged.

Business Interruption

Helps pay your bills if damage or loss impacts your ability to trade.


Allows you to recoup damage or losses from burglary and theft.


Cover for business cash on-premises and while in transit.


For unexpected breakdown of machinery or computer equipment.


Covers defence and legal costs as well as settlements if you're sued.


Replacement or repair of your premises' glass (may include signage).

General Property

Cover for portable tools or electronics you take with you on the go.

Tax Audit

Covers the costs of professional fees associated with being audited.

Get started with Business Insurance

Get business insurance that is fit-for-purpose so you can run your business confidently.

business insurance pack

Business Insurance claim example

Rohan owns a shop in the city. One night a water pipe bursts, filling the building with water and damaging his stock.

Even worse, the building must be evacuated and renovated to repair all the water damage. This means that Rohan is unable to trade for six weeks.

Rohan’s business insurance covers the cost of the renovations. And, because he has business interruption insurance, he receives a payout to cover the income lost while he’s unable to trade.

Why Choose CIB?

Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.

Our Expertise

Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available

Your Partner

Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.

Clear Terms

We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.

Full Cover

We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.

What our clients have to say

109 James Street, New Farm

5.0 475 reviews

  • Avatar Jen Gower ★★★★★ in the last week
    Jim was able to negotiate a much lower premium than my previous insurer (with better cover). His advice and communication was clear and straightforward. Highly recommend his service.
  • Avatar Roelie Schrijnders ★★★★★ a week ago
    We have dealt with Tracey on several occasions, and each and every time she has been such a pleasure to deal with. Always helpful, positive and everything provided in a timely manner. She follows up where needed and usefull … More without ever being pushy.
  • Avatar Parthesh Patel ★★★★★ 4 weeks ago
    I have been dealing with Debbie Blanco in Consolidated Insurance Brokers. She has always been very helpful with any query or questions. I would highly recommend her for excellent customer service, product & service knowledge, … More prompt in responding, great in communication, and always comes up with competitive insurance deals / prices.
  • Avatar Carmel Drake ★★★★★ a month ago
    Our business insurance has been handled by Consolidated Insurance Brokers for many years now. This year Aimee Spencer made our yearly renewal very easy with her guidance in our understanding of exactly what was covered and … More included with each Company's different Quotes. Appreciated .... thank you!
  • Avatar Tina B ★★★★★ a month ago
    We've been using Consolidated Insurance Brokers for quite a few years now. I would certainly recommend them to everyone. Whenever I have a question, nothing is too much trouble. From my original working with Sheryll, … More to more recently with William and now our recent working with Karen with a claim that we needed to make. She was there every step of the way for us, answered all my questions and provided guidance for us. And she coordinated with our insurance company. As I said, we would not hesitate to recommend, very professional all the way. (Montezuma's Ipswich)

CIB staff e1639633924148 | Commercial Property & Building Insurance Broker

How can we help?

With over 15 years’ experience helping Australian businesses and individuals, CIB is an established brokerage that delivers the best cover possible at the most competitive price.

Our team of brokers have the knowledge and experience to ensure you get the most out of your insurance cover.

Insurance can be complex. We aim to simplify it so you can understand and be confident in your cover without stressing about the fine print.

We can help you tailor a business insurance package that is fit-for-purpose so you can run your business confidently.

Frequently Asked Questions

There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:

  • Work on your behalf to secure you better protection through their negotiating power
  • Help you understand your risks and empower you to make better life / business decisions
  • Ensure insurers are held accountable to their promise to protect what you value during claims
  • Save you time and money by taking care of comparing and customising policies for your needs

If you have complex business needs, or are uncertain of what covers you require, working with a broker will help you.

Every business is unique and has special requirements. Your broker will look at your business activities, assets, and staffing to help determine which business insurances are appropriate for you.

Generally speaking, all businesses should have some sort of Public Liability insurance cover as a minimum.

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