Equipment Breakdown Insurance

Protect your business from the unexpected breakdown of essential specialist machinery and electronic equipment with equipment breakdown insurance.

5/5
I moved my insurances to Consolidated brokers because I received the best service one could ask for. (...) reassured that me and my company will be in good hands. see more
TOP BROKERAGE 2022 & 2023
The resource of choice for the country’s most forward-thinking insurance professionals.
TOP BROKERAGE 2022 & 2023
The resource of choice for the country’s most forward-thinking insurance professionals.

Equipment Breakdown Insurance

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What is Equipment Breakdown Insurance?

If your business relies on specialist machinery, you know how important that equipment is for your ability to operate and generate income. Unplanned machinery outages can cause:

  • Interruption to workflows
  • Damage to company reputation
  • Safety concerns
  • Lost profits
  • Loss of stock
  • Increased need for staff to compensate

Having an equipment breakdown policy tailored to your needs can save you from suffering the full impact of a breakdown.

You can receive compensation for stock spoilage, cover for a temporary replacement, loss of profits and repair or replacement of equipment.

equipment breakdown insurance for commercial appliances

What can be covered

What may not be

Get Started with Equipment Breakdown Insurance

Protect your business from the unexpected breakdown of essential specialist equipment.

Equipment Breakdown claim example

John owns a popular cafe in a busy locale close to the city. During the night, a power surge caused the coffee machine and fridge to malfunction and stop working.

As a result his food and drink stock was spoiled, and the coffee machine unable to be used to make drinks. He discovered this early in the morning an hour before opening and made contact with his insurer straight away.

His equipment breakdown insurance covered the costs of arranging temporary hire of a coffee machine while it was repaired and the loss of his stock which he was able to replace and store in an alternative refrigerator.

Why Choose CIB?

Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.

Our Expertise

Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available

Your Partner

Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.

Clear Terms

We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.

Full Cover

We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.

What our clients have to say

109 James Street, New Farm

5.0 528 reviews

  • Avatar Amanda Milnes ★★★★★ in the last week
    We have been using Consolidated Insurance Brokers for 3 yrs now for our business. Aimee from Consolidated has been amazing to deal with. Explained everything in detail regarding our new insurance policies and what had changed … More since previous year and did her best to source the right outcome for us. Would highly recommend Aimee for all your business insurance needs.
  • Avatar Jo Radovic ★★★★★ 3 weeks ago
    Lyn was kind, caring and professional from the minute we started talking. I needed a broker because of extenuating circumstance and she was able to find the right insurer who also understood. I’m now rusted on. I highly … More recommend Lyn Schumann 🙂
  • Avatar Sean Stewart ★★★★★ a month ago
    Clayton Rowlings from Consolidated was a pleasure to work with and got me the best car insurance deal in the market by far. His high level of service was impressive and he stayed in touch with me in assistance for nearly … More 1 year while I was deciding what to buy. He was very attentive and super helpful at each step of the way, which made navigating this insurance process easy to understand and finalise. Thanks again, Clayton - highly recommend!
  • Avatar Jamie Firth ★★★★★ a month ago
    Tracey was extremely great to deal with and was so helpful in helping us find insurance for our business. But not only find insurance, got us the best possible outcome for our business. Other brokers were just in it for their … More pay day, Tracey was in it to get the best deal for us. She listened to us and about our business so she understood exactly what we were after.If you are looking for any kind of insurance, I highly recommend dealing with Tracey as she will help you find the best possible outcome.
  • Avatar Ryan ★★★★★ a month ago
    I have had the pleasure of dealing with Alison from consolidated insurance brokers. And from the start to the end Alison has shown a very high level of professional and work ethic. Alison kept me in the loop regularly and … More was extremely reliable with fast information and great service. Thank you.

How can we help?

We can help you find an equipment breakdown insurance policy that’s competitive on price and gives you excellent coverage.

Whether you’ve got a cafe, a distillery, or a manufacturing business, we’ll help you find a policy that suits your needs and equipment.

You’ll get a breakdown of your quotes and policy coverage so you have complete clarity around your insurance coverage and conditions.

Frequently Asked Questions

There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:

  • Work on your behalf to secure you better protection through their negotiating power
  • Help you understand your risks and empower you to make better life / business decisions
  • Ensure insurers are held accountable to their promise to protect what you value during claims
  • Save you time and money by taking care of comparing and customising policies for your needs

No Obligations, Completely Free

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