Landlord Insurance
Landlord insurance is like home and contents for investors – with some specialist benefits that protect you as the owner as well as your asset while in the care of tenants. We can help commercial property or domestic landlords. Call us now!
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Landlord Insurance
Rely On A Reputable Insurance Broker
What is Landlord Insurance?
It expands on building and fittings cover to also protect your investment income and property. Unlike home and contents, our landlord’s policies can provide cover for malicious damage and theft by tenants.
The building section covers your structure and permanent fixtures (pools, walls, roofing, etc) from intentional damage from tenants, as well as accidental damage and weather events.
Contents cover offers protection for your fittings, which can include items like your carpets, blinds, curtains and any whitegoods or appliances.
What can be covered
- Tenant theft or malicious damage
- Accidental damage
- Motor burnout of appliances
- Fire, flood & storm
- Loss of rent (if property is damaged & untenable)
- Tenant default
- Public liability (damage/injury to tenants or belongings)
What may not be
- Construction defects
- Renovations or additions >$75,000 not declared
- Failure to maintain or repair once notified
- Most pet-related damage
- Damage/loss from birds, insects, vermin
Get started with Landlord Insurance
Cover your building and fittings, and protect your investment income and property
Landlord Insurance claim example
Janet and Ross bought an investment property in Sydney’s inner west. They relied on the rental income from the property to help cover their mortgage repayments. They rent the property to tenants who cause extensive damage to some of the walls, floor coverings and doors – and then left owing 12 weeks’ rent.
Because the property needed repairs, Janet and Ross were unable to rent it out immediately. Fortunately, the couple had taken out landlord’s insurance with loss of rent cover AND chose the rent default cover option.
They successfully claimed on their insurance to cover their repair costs, the 12 weeks of rent default from the tenants vacating without paying, and their loss of rent while the building was repaired. This allowed them to make their mortgage repayments and repair the property quickly so they could get new tenants in.
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James Street, New Farm
-
I contacted Consolidated Insurance Brokers because I wasn't happy with the way I was treated as a number at my "other" insurance agency. I required insurance for 2 commercial properties and Clayton Rowlings, … More my broker had the best quote available, form a variety of underwriters, within 48 hours. Clayton steered me through an easy process and was a pleasure to work with. A 5 star rating for sure.
-
Thank you Tracey Friedland for your friendly, efficient and professional manner in finding me a suitable Professional Indemnity underwriter for my unusual form of consultant activity. Also thanks for patiently taking me … More through a process I find daunting. I had to do very little to set the up and the price was much better than expected.
-
Tori at Consolidated Insurance Brokers was an absolute pleasure to deal with. From start to finish, nothing was too difficult for her. She handled everything with professionalism, efficiency, and a genuinely helpful attitude. … More She took the time to understand my needs and secured me a fantastic deal with a reputable insurer. It's rare to find such great service these days, and Tori truly went above and beyond. Highly recommend!
-
I would like to extend my sincere thanks to Alison Neve from Consolidated Insurance Brokers.She went above and beyond to help me find the best insurance for my commercial property. Alison took the time to truly understand … More my needs and patiently explained everything clearly and thoroughly. Her professionalism, dedication, and genuine care were greatly appreciated.Thank you so much for your outstanding assistance. I truly value your support!
-
I had a great experience working with Jade Cooper. She was professional, responsive, and made the whole process smooth and stress-free. Her clear communication and dedication really stood out. Highly recommend her for anyone … More looking for reliable and supportive brokerage services.
How can we help?
With access to a range of quality insurers, and policies not available to the public, we can offer you a range of competitive quotes. As brokers, we’re also able to offer you coverage that insurers don’t offer directly to the public.
For example, a 360 Underwriting broker policy automatically includes $70,000 of contents cover at no additional cost.
We’ll help you compare the price with the coverage offered for each, so you can choose what’s best for you. For every new business quote and renewal, we break down all important changes and comparisons for you in plain English.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.
Or call us now
General Advice Notice
Information provided is general advice only and has been prepared without taking into account any person’s particular objectives, financial situation or needs.