Landlord Insurance
Landlord insurance is like home and contents for investors – with some specialist benefits that protect you as the owner as well as your asset while in the care of tenants. We can help commercial property or domestic landlords. Call us now!
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Landlord Insurance
Rely On A Reputable Insurance Broker
What is Landlord Insurance?
It expands on building and fittings cover to also protect your investment income and property. Unlike home and contents, our landlord’s policies can provide cover for malicious damage and theft by tenants.
The building section covers your structure and permanent fixtures (pools, walls, roofing, etc) from intentional damage from tenants, as well as accidental damage and weather events.
Contents cover offers protection for your fittings, which can include items like your carpets, blinds, curtains and any whitegoods or appliances.
What can be covered
- Tenant theft or malicious damage
- Accidental damage
- Motor burnout of appliances
- Fire, flood & storm
- Loss of rent (if property is damaged & untenable)
- Tenant default
- Public liability (damage/injury to tenants or belongings)
What may not be
- Construction defects
- Renovations or additions >$75,000 not declared
- Failure to maintain or repair once notified
- Most pet-related damage
- Damage/loss from birds, insects, vermin
Get started with Landlord Insurance
Cover your building and fittings, and protect your investment income and property
Landlord Insurance claim example
Janet and Ross bought an investment property in Sydney’s inner west. They relied on the rental income from the property to help cover their mortgage repayments. They rent the property to tenants who cause extensive damage to some of the walls, floor coverings and doors – and then left owing 12 weeks’ rent.
Because the property needed repairs, Janet and Ross were unable to rent it out immediately. Fortunately, the couple had taken out landlord’s insurance with loss of rent cover AND chose the rent default cover option.
They successfully claimed on their insurance to cover their repair costs, the 12 weeks of rent default from the tenants vacating without paying, and their loss of rent while the building was repaired. This allowed them to make their mortgage repayments and repair the property quickly so they could get new tenants in.
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James St, New Farm
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I want to share my extremely satisfied experience with Tracey Friedland with Consolidated Insurance Brokers. Tracey is really taking her time in explaining everything to me. My partner and I were starting a new business, … More she helped us to find the right company insurance, practice insurance and lead me with the right direction to seek workers comp cover. She is gentle and not constantly nagging me to commit at any stage. Since it took a couple of months to find the right product, she is always patience and make timely response to all the emails. She managed to find a very good deal for us at the end. I will have not doubt I will recommend Tracey to my friends and colleagues!
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We recently worked with Alison to secure insurance for our commercial character building, which includes multiple tenancies, and we couldn’t be more impressed. Alison went above and beyond to ensure we had the right coverage … More tailored to the unique nature of the property. Her attention to detail, responsiveness, and genuine care made the entire process seamless and reassuring. She took the time to understand our needs and provided expert guidance every step of the way. Highly recommend Alison for anyone seeking professional, thorough, and personalised insurance support.
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I had the pleasure of working with Aimee Spencer at Consolidated Insurance Brokers, and I couldn’t be more impressed. Aimee is extremely professional and consistently provides prompt responses to all queries and requests. … More She goes above and beyond to ensure a smooth and successful transaction, making the entire process hassle-free. It's rare to find someone so dedicated and knowledgeable in the industry. Highly recommend Aimee for anyone looking for top-notch service!
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Thank you so much Clayton Rowlings.Professional, friendly and works to get you the best outcome. Not only saved m $1900 a year on fees, but when I needed to use the insurance, it was sorted quickly and with a great result. … More Happy to recommend to any sole trader or small business
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I have a unique property that needed insuring. Rejected by many, Alison Neve worked tirelessly to ensure I got the best cover. I will and would highly recommend her for insurance needs. I found her to be honest and helpful. … More Much appreciated Alison.
How can we help?
With access to a range of quality insurers, and policies not available to the public, we can offer you a range of competitive quotes. As brokers, we’re also able to offer you coverage that insurers don’t offer directly to the public.
For example, a 360 Underwriting broker policy automatically includes $70,000 of contents cover at no additional cost.
We’ll help you compare the price with the coverage offered for each, so you can choose what’s best for you. For every new business quote and renewal, we break down all important changes and comparisons for you in plain English.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.