Prime Mover Insurance
If you’re in heavy haulage, you’ll need specialised prime mover insurance cover to help protect your key income-generating assets. Consolidated Insurance Brokers make getting 7 prime mover insurance quotes fast, simple and easy. Call us now to save time and compare the insurance market.
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Prime Mover Insurance
Rely On A Reputable Insurance Broker
What is Prime Mover Insurance?
Prime mover insurance is designed to protect your truck, any trailers you’re towing (whether you own them or not), the cargo you’re carrying, your public liability as well as your income in case your prime mover is damaged in an accident.
You can buy all these insurances separately – but having a prime mover insurance package gives you increased peace of mind, knowing you only have 1 insurer to deal with who will assess and settle everything to do with your claim.
With many different products covering different risks and liabilities, it’s important to discuss your coverage with your broker.
Having someone who understands your needs and options means they can create a solution that covers what’s important to you.
What can be covered
- Accidental loss or damage
- Fire, theft, collision
- Non-owned trailers in control
- Public and products liability
- Non-owned trailers in control
- Public & products liability
- Downtime / loss of income
- Marine transit/carriers cargo
What may not be
- Drivers under influence of drugs or alcohol
- Breakdown
- Wear & tear, deterioration
- Lack of maintenance
- Certain age and license driver conditions
- Underinsured portion of market value
Get Started With Prime Mover Insurance
Talk today with our team to find the right kind of insurance that will suit your needs.
Prime Mover insurance claim example
Mustafa is an owner driver with a prime mover he uses for interstate haulage. His main contractor requires him to have a Certificate of Currency showing coverage for his vehicle, the trailer he is towing, the goods he is carrying, and his public liability. Mustafa also elects to take cover for “downtime” to give him replacement income if his truck is damaged.
Mustafa has an accident where his truck rolls damaging not only his vehicle, but the trailer and the goods he is carrying. As Mustafa has a Prime Mover insurance package, he has a single insurer assess the claim, pay the cost of repairs for his truck and trailer as well as reimbursing him for his lost income while these repairs are underway. They also directly pay his customer for the goods he was carrying that were damaged too!
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James St, New Farm
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I want to share my extremely satisfied experience with Tracey Friedland with Consolidated Insurance Brokers. Tracey is really taking her time in explaining everything to me. My partner and I were starting a new business, … More she helped us to find the right company insurance, practice insurance and lead me with the right direction to seek workers comp cover. She is gentle and not constantly nagging me to commit at any stage. Since it took a couple of months to find the right product, she is always patience and make timely response to all the emails. She managed to find a very good deal for us at the end. I will have not doubt I will recommend Tracey to my friends and colleagues!
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We recently worked with Alison to secure insurance for our commercial character building, which includes multiple tenancies, and we couldn’t be more impressed. Alison went above and beyond to ensure we had the right coverage … More tailored to the unique nature of the property. Her attention to detail, responsiveness, and genuine care made the entire process seamless and reassuring. She took the time to understand our needs and provided expert guidance every step of the way. Highly recommend Alison for anyone seeking professional, thorough, and personalised insurance support.
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I had the pleasure of working with Aimee Spencer at Consolidated Insurance Brokers, and I couldn’t be more impressed. Aimee is extremely professional and consistently provides prompt responses to all queries and requests. … More She goes above and beyond to ensure a smooth and successful transaction, making the entire process hassle-free. It's rare to find someone so dedicated and knowledgeable in the industry. Highly recommend Aimee for anyone looking for top-notch service!
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Thank you so much Clayton Rowlings.Professional, friendly and works to get you the best outcome. Not only saved m $1900 a year on fees, but when I needed to use the insurance, it was sorted quickly and with a great result. … More Happy to recommend to any sole trader or small business
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I have a unique property that needed insuring. Rejected by many, Alison Neve worked tirelessly to ensure I got the best cover. I will and would highly recommend her for insurance needs. I found her to be honest and helpful. … More Much appreciated Alison.
How can we help?
With access to a range of quality insurers, and policies not available to the public, we can offer you a range of competitive quotes. We’ve worked with a large number of transport operators and owner-drivers for over 15 years.
We’ll help you compare each of your options, so you can make the best decision for your prime mover’s needs.
For every new business quote and renewal, we break down all important changes and comparisons for you in plain English.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
With over 20 years broking experience, CIB are well positioned to assist with your heavy motor and prime mover insurance needs. We work with many medium-large transport operators, as well as a large number of owner-drivers. We also have established relationships with the biggest and best heavy motor insurers in the industry.
On top of the above, when the unfortunate happens, our dedicated claims management can help get you back on the road and earning again faster.
Being out on the road travelling such long distances, heavy vehicles are frequently involved in accidents. With prime movers often being worth over $100,000, carrying large amounts of cargo the potential cost of losses is huge.
It’s important to ensure that you, your asset, and the cargo it carries, are covered to protect you from losses and damage and get you back on track as quickly as possible.
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.