Residential Strata Insurance

Protection for your residential strata complex and body corporate, to ensure your investment is secure and compliant.

5/5
I moved my insurances to Consolidated brokers because I received the best service one could ask for. (...) reassured that me and my company will be in good hands. see more
TOP BROKERAGE 2022 & 2023
The resource of choice for the country’s most forward-thinking insurance professionals.
TOP BROKERAGE 2022 & 2023
The resource of choice for the country’s most forward-thinking insurance professionals.

Residential Strata Insurance

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What is Commercial Building Insurance?

Residential strata insurance (also called body corporate insurance) is required by law for strata complexes, with the requirements differing by state across Australia. As strata insurance is often complicated, having a broker to assist with your needs is invaluable.

An experienced strata broker will be familiar with your local requirements, such as Queensland’s Body Corporate and Community Management Act 1997 and how they impact your insurance needs.

Residential strata insurance covers most of the risks that come with a strata complex like weather events, malicious damage, fire and injury in common areas.

residential strata insurance common area

What can be covered

What may not be

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Protection for your residential strata complex and body corporate, to ensure your investment is secure and compliant.

Residential Strata claim example

Ken is one of the owners in his unit complex with five other residents. A pipe bursts inside the unit above Ken, with water coming through and damaging Ken’s unit.

Ken lodges a claim on his home contents policy, which responds to pay for his general contents – but his insurer tells him they won’t cover damage to his carpets or fixed cabinetry which have been destroyed as these are classified as “building.”

Ken then reaches out to the insurance broker who manages the strata insurance for his complex. They lodge the claim for building items for Ken which fills in the gaps to restore Ken’s unit.

Under this same claim, the insurer also restores damaged carpets in the common area protecting all the owners against this unexpected cost.

Why Choose CIB?

Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.

Our Expertise

Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available

Your Partner

Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.

Clear Terms

We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.

Full Cover

We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.

What our clients have to say

109 James Street, New Farm

5.0 573 reviews

  • Avatar Jesse Gamble ★★★★★ 2 weeks ago
    If anyone is looking for a knowledgeable, easy to talk to and very responsive insurance broker, Aimee Spencer is your gem! Aimee has made our whole journey with the insurance side of things so straight forward and has gone … More above and beyond to take the stress out of things, and as a small business this is beyond helpful! We won’t go anywhere else! Highly recommend!
  • Avatar LOADS OF LAUNDRY Mail ★★★★★ 3 weeks ago
    Alison went above and beyond to get us the best possible policy for our business. I had many conversations with Alison and her professionalism, interest in our business and willing to go that extra yard has given me confidence … More in knowing we chose the right company to manage our insurance needs. Alison is also a delight to talk to on the phone and takes the time to listen to our needs. I have no hesitation in recommending Alison & Consolidated Insurance Brokers next time you are looking to insure your business.
  • Avatar Leo Liu ★★★★★ 4 weeks ago
    I want to extend my heartfelt thanks to Debbie, for her exceptional assistance during a recent emergency. Her prompt and professional response helped us navigate a challenging situation smoothly. Debbie's expertise and … More dedication were invaluable, and we are truly grateful for her support. Highly recommend her services!
  • Avatar Tanya Falecki ★★★★★ 4 weeks ago
    Alison Farmer was incredibly helpful and professional. She went above and beyond to get the best possible cover for my business. I highly recommend her services.
  • Avatar Peter Alog ★★★★★ a month ago
    Very happy with our experiences with Consolidated Insurance Brokers. Special mention goes to Debbie, who has been extremely helpful in every dealing we have had with her so far. Thank you very much Debbie!

Consolidated Insurance Brokers Brisbane, Bundaberg & Emerald team members

How can we help?

With access to a range of reputable insurers, and policies not available to the public, we can offer you a range of competitive residential strata insurance quotes.

We’ll help you compare the price with the coverage of your options, so you can decide.

For every new business quote and renewal, we break down all important changes and comparisons in plain English. Say goodbye to the uncertainty of not knowing when or if you’re covered.

Frequently Asked Questions

There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:

  • Work on your behalf to secure you better protection through their negotiating power
  • Help you understand your risks and empower you to make better life / business decisions
  • Ensure insurers are held accountable to their promise to protect what you value during claims
  • Save you time and money by taking care of comparing and customising policies for your needs

No Obligations, Completely Free

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