Commercial Landlords Insurance
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Commercial Landlords Insurance
Rely On A Reputable Insurance Broker
What is Commercial Landlords Insurance?
Commercial Landlords Insurance covers owners of commercial properties who lease to tenants across many various industries. It includes building cover, loss of rent if the premises are damaged, machinery breakdown and your public liability as a landlord.
Even if your property is part of a strata complex, it is very important you have your own insurance as the property owner for the many risks which are not covered by the body corporate’s building policy.
Having commercial landlords insurance in place will also help mitigate losses from damage or accidents caused by your tenants or their customers.
What can be covered
- Accidental, malicious damage and perils (eg. fire)
- Loss of rent
- Injury to third parties
- Damaged glass or signage
- Landlord legal liability
- Machinery breakdown
- Tax audit
What may not be
- Floor, unless requested
- Tenant default
- Deterioration (wear & tear)
- Neglect, lack of maintenance
- Properties vacant for continuous periods (varies by insurer)
Get Started with Commercial Landlords Insurance
Commercial landlords insurance fit for purpose to protect your assets.
Commercial Landlords Insurance claim example
James owns commercial properties, and mentions to his broker that he’s just bought a new tenanted industrial unit — but “not to worry it’s covered by the body corporate insurance.”
His broker insists that he should take out at least some cover for fittings, loss of rent and public liability. James accepts.
Shortly after, he’s served with a notice for injury to one of his tenant’s customers who slipped on a spill in the common area.
The injured customer sued, serving on James, his tenant and the body corporate alleging they were all responsible for the injury.
James’ insurer indemnifies him and settles on the claim with the other 2 insurers, each paying out $30,000 to the claimant. By having this policy, James avoided paying out his own legal costs to defend himself, and his only expense was a $500 excess.
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James St, New Farm
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We decided to get a quote from Consolidated Insurance Brokers after our current policy went up over $2000 for no reason. Gina was very knowledgeable and helpful, responding right away and saving us almost $2000 for more … More cover. Communication was very fast and we had our documents the same day. We can highly recommend them.
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I would highly recommend Tracey at Consolidated Insurance Brokers. Tracey has been incredibly helpful, professional and supportive throughout the entire process. Her communication, knowledge and willingness to assist have … More been outstanding, and she has always taken the time to ensure everything was clearly explained.It has been a pleasure dealing with Tracey, and I truly appreciate the excellent service and assistance she has provided. If you are looking for someone who is reliable, knowledgeable and genuinely cares about providing great service, I would highly recommend Tracey and Consolidated Insurance Brokers.Thank you, Tracey, for all your help and fantastic service!
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I had a great experience with Consolidated Insurance Brokers. Tracey Friedland was incredibly helpful throughout the entire process, making insurance straightforward and stress-free. She took the time to explain everything … More clearly, found us great value, and was always proactive with her follow-up to make sure everything was taken care of.I recommend Tracey and the team at CIB to anyone looking for reliable insurance advice.Thank you, Tracey, for all your help!
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Dealt with Consolidated Insurance Brokers to sort business insurance for my mobile food van - a custom-built refrigerated setup that's not the easiest thing to insure. Debbie worked through the details with me, got it … More placed with Vero, and came back with a competitive premium that covered everything I needed: public liability, the vehicle, stock and goods in transit. She was happy to revise the quote as my requirements changed and made sure the specifics of the vehicle were captured properly. Good, straightforward service and a fair price. Happy to recommend.
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After years of handling exhausting insurance administration on my own, I finally sought the assistance of an experienced insurance brokerage firm. Gina De Bonis of CIB was the perfect mix of expert professionalism and human … More warmth; being efficient, informative and a delight to deal with from the first phone call. I have a home and contents insurance policy and premium I am comfortable with knowing that there is an entire team at CIB who constantly review the insurance companies they work with. Gina has also been very quick to assist in any further questions I've had since purchasing a policy through CIB. It makes such a difference to be able to build a professional relationship with someone and contact them directly rather than ringing a generic number and speaking to a different consultant every time. I rarely provide public Google reviews but it is a pleasure to provide a 5 star review for Gina and CIB.
How can we help?
With access to a range of reputable insurers, and policies not available to the public, we can offer you a range of competitive commercial landlords insurance quotes.
We’ll help you compare the price with the coverage offered for each, so you can make the best decision for your needs.
Commercial landlords have many variables, such as zoning and tenants’ industries, so it’s key to have an experienced adviser.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.
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The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.