Business Insurance
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Business Insurance
Rely On A Reputable Insurance Broker
What is a Business Insurance?
A Business Insurance Policy is a comprehensive set of covers, designed to offer protection for many aspects of your business.
This includes cover for things like being sued, having your property vandalised or broken into, stolen money and stock, loss of income if a disaster causes you to close, or the breakdown of your equipment.
In Australia, more than three quarters of businesses are underinsured, and less than 40% of businesses survive past their first 3 years of operation. Insurance helps you to reduce the strain unforeseen circumstances can put your business under.
What does business insurance cover?
Business insurance provides cover in sections, which we’re able to add, remove, or customise the amounts of each you need. This allows a business insurance pack to protect you and your investment adequately and cost-effectively.
Property Damage
Repair or replacement of your building, stock or contents damaged.
Business Interruption
Helps pay your bills if damage or loss impacts your ability to trade.
Theft
Allows you to recoup damage or losses from burglary and theft.
Money
Cover for business cash on-premises and while in transit.
Breakdown
For unexpected breakdown of machinery or computer equipment.
Liability
Covers defence and legal costs as well as settlements if you're sued.
Glass
Replacement or repair of your premises' glass (may include signage).
General Property
Cover for portable tools or electronics you take with you on the go.
Tax Audit
Covers the costs of professional fees associated with being audited.
Get started with Business Insurance
Get business insurance that is fit-for-purpose so you can run your business confidently.
Business Insurance claim example
Rohan owns a shop in the city. One night a water pipe bursts, filling the building with water and damaging his stock.
Even worse, the building must be evacuated and renovated to repair all the water damage. This means that Rohan is unable to trade for six weeks.
Rohan’s business insurance covers the cost of the renovations. And, because he has business interruption insurance, he receives a payout to cover the income lost while he’s unable to trade.
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James Street, New Farm
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I recently had the privilege of connecting with Mark McGuire. I had never used a broker for my Strata Insurance, but it was the best decision I made this year. Not only did he save us nearly $1600, but the properties are … More now insured for more and with better coverage options. He was extremely efficient and made the process very easy. I could not recommend his services any more highly!
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I can't recommend Alison and the team highly enough. I had an urgent request for building insurance and Alison ensured we became a priority as we had to have insurance within the day. She tailored our request to get … More the best possible cover and price. Thank you!
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I have just started my own business and insurance is a must I contacted consolidated insurance brokers and was able to speak with someone who knew what I needed and was very helpful with ideas on having the correct insurance … More policies.If you want insurance at the best rate possible look no further.Tracey Eaton has many years of experience dealing with insurance companies and will find you the best rate possible.Having a broker like Tracey gives me piece of mind that I will always only pay for things I need for my business.Thank you Tracey for all your help with getting the right insurance for me.
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If you need an exceptional insurance consultant, I strongly recommend Clayton at Consolidated Insurance Brokers! He is the best! From our first conversation, my requirements were understood and concerns availed. With strong … More policy knowledgeable and sharp solutions, Clayton made clear the process, showing professional care for me and my business specific needs. I am very pleased with the identified solution from a top tier insurance firm at a great competitive price. I very much enjoyed our conversations and now look forward to welcoming Clayton to my cafe.
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Alison went out of her way to provide information need to review an existing account with another broker. It was easy to explain what was wanted and recommendations from Alison enabled the review to flow. Her knowledge of … More the Insurance world impressed me and she is a pleasure to speak with. Alison is credit to the company and is easy to speak with. I was sorry we could not get a better figure. but she did her best. Thank you for allowing me to comment.
How can we help?
With over 15 years’ experience helping Australian businesses and individuals, CIB is an established brokerage that delivers the best cover possible at the most competitive price.
Our team of brokers have the knowledge and experience to ensure you get the most out of your insurance cover.
Insurance can be complex. We aim to simplify it so you can understand and be confident in your cover without stressing about the fine print.
We can help you tailor a business insurance package that is fit-for-purpose so you can run your business confidently.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
If you have complex business needs, or are uncertain of what covers you require, working with a broker will help you.
Every business is unique and has special requirements. Your broker will look at your business activities, assets, and staffing to help determine which business insurances are appropriate for you.
Generally speaking, all businesses should have some sort of Public Liability insurance cover as a minimum.
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.
