Business Insurance
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Business Insurance
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Rely On A Reputable Insurance Broker
What is a Business Insurance?
A Business Insurance Policy is a comprehensive set of covers, designed to offer protection for many aspects of your business.
This includes cover for things like being sued, having your property vandalised or broken into, stolen money and stock, loss of income if a disaster causes you to close, or the breakdown of your equipment.
In Australia, more than three quarters of businesses are underinsured, and less than 40% of businesses survive past their first 3 years of operation. Insurance helps you to reduce the strain unforeseen circumstances can put your business under.

What does business insurance cover?
Business insurance provides cover in sections, which we’re able to add, remove, or customise the amounts of each you need. This allows a business insurance pack to protect you and your investment adequately and cost-effectively.
Property Damage
Repair or replacement of your building, stock or contents damaged.
Business Interruption
Helps pay your bills if damage or loss impacts your ability to trade.
Theft
Allows you to recoup damage or losses from burglary and theft.
Money
Cover for business cash on-premises and while in transit.
Breakdown
For unexpected breakdown of machinery or computer equipment.
Liability
Covers defence and legal costs as well as settlements if you're sued.
Glass
Replacement or repair of your premises' glass (may include signage).
General Property
Cover for portable tools or electronics you take with you on the go.
Tax Audit
Covers the costs of professional fees associated with being audited.
Get started with Business Insurance
Get business insurance that is fit-for-purpose so you can run your business confidently.

Business Insurance claim example
Rohan owns a shop in the city. One night a water pipe bursts, filling the building with water and damaging his stock.
Even worse, the building must be evacuated and renovated to repair all the water damage. This means that Rohan is unable to trade for six weeks.
Rohan’s business insurance covers the cost of the renovations. And, because he has business interruption insurance, he receives a payout to cover the income lost while he’s unable to trade.
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James St, New Farm
5.0 864 reviews
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claire zheng ★★★★★ 2 weeks ago
I just wanted to drop a note to tell how great Gina De Bonis has been in handling my insurance needs.Throughout the process of acquiring business and residential insurance, Gina exhibited a remarkable level of professionalism, … More friendliness and knowledge.She took the time to patiently explain various insurance terms and coverage options, ensuring that I fully comprehended the details.It is so nice to actually have an agent here that responds when you try to contact her.Very pleased with her service.Thank you, Gina. -
Rita Graziani ★★★★★ 3 weeks ago
We’ve had an outstanding experience with Clayton at Consolidated Insurance Brokers. His service is highly professional, attentive, and tailored perfectly to our individual and complex needs. Clayton went above and beyond … More to ensure everything was clearly explained and managed smoothly, making the whole process feel effortless. He is extremely responsive — always quick to reply and assist with any questions or changes, no matter how detailed. It's rare to find such a high level of efficiency combined with genuine care. We’re very happy with the service and would absolutely recommend Clayton and the team to anyone seeking reliable, expert insurance support. -
Alan Johns ★★★★★ a month ago
Aimee made gaining a competitive insurance quote for our property a breeze. She communicated promptly and clearly, going out of her way to make sure the details were correct and I was happy with the product quoted. I wouldn’t … More hesitate to recommend her to anyone and she will be my first contact when looking for insurance needs in the future. -
Eryk D ★★★★★ a month ago
Tracey Eaton was absolutely fantastic to work with! She found us a great deal on our insurance and made the whole process so easy. Highly recommend her . She is professional, helpful, and genuinely caring. -
Srikanth Selladurai ★★★★★ a month ago
I recently worked with Consolidated Insurance Brokers for a property insurance matter, and I was thoroughly impressed. Alison Neve handled my inquiry and was absolutely fantastic to deal with. She sourced six quotes within … More a day and managed to match one of them to my current insurer’s price—while offering even better benefits.What really stood out was Alison’s dedication. Despite heading off on leave the next day, she stayed back late to get everything sorted. Even after her leave, she followed up to make sure everything was in place.I truly appreciate this level of service and commitment. It's not easy to find such a hardworking and responsive team. I highly recommend Consolidated Insurance Brokers and look forward to working with them again.Thank you, Alison!

How can we help?
With over 15 years’ experience helping Australian businesses and individuals, CIB is an established brokerage that delivers the best cover possible at the most competitive price.
Our team of brokers have the knowledge and experience to ensure you get the most out of your insurance cover.
Insurance can be complex. We aim to simplify it so you can understand and be confident in your cover without stressing about the fine print.
We can help you tailor a business insurance package that is fit-for-purpose so you can run your business confidently.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
If you have complex business needs, or are uncertain of what covers you require, working with a broker will help you.
Every business is unique and has special requirements. Your broker will look at your business activities, assets, and staffing to help determine which business insurances are appropriate for you.
Generally speaking, all businesses should have some sort of Public Liability insurance cover as a minimum.
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.
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