Commercial Landlords Insurance
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Commercial Landlords Insurance
Rely On A Reputable Insurance Broker
What is Commercial Landlords Insurance?
Commercial Landlords Insurance covers owners of commercial properties who lease to tenants across many various industries. It includes building cover, loss of rent if the premises are damaged, machinery breakdown and your public liability as a landlord.
Even if your property is part of a strata complex, it is very important you have your own insurance as the property owner for the many risks which are not covered by the body corporate’s building policy.
Having commercial landlords insurance in place will also help mitigate losses from damage or accidents caused by your tenants or their customers.
What can be covered
- Accidental, malicious damage and perils (eg. fire)
- Loss of rent
- Injury to third parties
- Damaged glass or signage
- Landlord legal liability
- Machinery breakdown
- Tax audit
What may not be
- Floor, unless requested
- Tenant default
- Deterioration (wear & tear)
- Neglect, lack of maintenance
- Properties vacant for continuous periods (varies by insurer)
Get Started with Commercial Landlords Insurance
Commercial landlords insurance fit for purpose to protect your assets.
Commercial Landlords Insurance claim example
James owns commercial properties, and mentions to his broker that he’s just bought a new tenanted industrial unit — but “not to worry it’s covered by the body corporate insurance.”
His broker insists that he should take out at least some cover for fittings, loss of rent and public liability. James accepts.
Shortly after, he’s served with a notice for injury to one of his tenant’s customers who slipped on a spill in the common area.
The injured customer sued, serving on James, his tenant and the body corporate alleging they were all responsible for the injury.
James’ insurer indemnifies him and settles on the claim with the other 2 insurers, each paying out $30,000 to the claimant. By having this policy, James avoided paying out his own legal costs to defend himself, and his only expense was a $500 excess.
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James Street, New Farm
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I can not express how grateful i am of the customer service that Tracey Eaton provided. She went above and beyond to help set up my insurance for our plumbing and gas company. I'd recommend her service to anyone who … More requires business insurance. Very professional and supportive.
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I know it is strange to say this about an insurance company but what a pleasure CIB is to deal with. Sheryll Todd is extremely professional and a knows what she is in about. I use Sheryll for my business and private insurance … More and always found her to be excellent. Whether it be a new policy or a claim her attitude is the same.....professional. One of the bet parts is that you are kept informed with the progress at all times and you don't have to keep on ringing them to find out what is going on. Good on you Sheryll.
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Exceptional Service – Even on Easter Sunday!Debbie Blanco is an absolute superstar! From start to finish, she went above and beyond to ensure I had everything I needed, even taking the time to assist me on Easter Sunday – … More something you just don’t see every day. Her professionalism, attention to detail, and genuine care for her clients is unmatched. Debbie made the whole process seamless and stress-free, and I can’t thank her enough for her support. If you're looking for an insurance broker who truly has your back, Debbie is the one. Highly recommend!
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Had the pleasure of dealing with Alison Neve, l have been dealing with insurance companies for over 50 years, in that time I have never been looked after so professionally as Alison. So thorough and patient. She is a great … More asset to your team. Thank all concerned at Consolidated. Can’t wait till January to change over another property for Alison to look after.
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Consolidated Insurance Brokers are the BOMB! Nothing is to hard ! At one point I left, and it wasn't long before I came back to them tail between my legs.Aimee is fabulous, going out of her way to ensure perfection. … More All my recommendations go to Consolidated Insurance Brokers and Aimee.Thank You!!!!!
How can we help?
With access to a range of reputable insurers, and policies not available to the public, we can offer you a range of competitive commercial landlords insurance quotes.
We’ll help you compare the price with the coverage offered for each, so you can make the best decision for your needs.
Commercial landlords have many variables, such as zoning and tenants’ industries, so it’s key to have an experienced adviser.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.
