Commercial Motor Insurance
Use vehicles for business? We can help you compare business car insurance. Protect your business cars from the cost of repairs, legal action, or theft with the best commercial motor insurance. Consolidated Insurance Brokers will get you 9 commercial motor insurance quotes fast.
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Commercial Motor Insurance
Rely on a reputable insurance broker
What is Commercial Motor Insurance?
Commercial Motor Vehicle Insurance covers your business cars including small trucks up to 8 tonne GVM. It offers more rigorous and flexible cover than Private Motor Vehicle Insurance to make things easier on you as a business owner. For example:
- Automatic cover for swapping vehicles or buying a new car;
- Most drivers do not need to be listed individually; and
- Automatic cover for accessories up to a certain amount.
Commercial Motor insurance is vital for any business that owns vehicles, especially those using their vehicle for business purposes (tradesman, consultants, real estate and anyone delivering their own goods to customers).
What can be covered
- Accidental damage
- Third-party damage as a result of driving
- Vehicle theft
- Accessories or equipment
- Lease payout
- New for old replacement
What may not be
- Tyre damage
- Deterioration/wear & tear
- Mechanical, electrical, or structural failure
- Vehicle overloading
- Driving under the influence of alcohol, drugs or medication
Get started with Commercial Motor Insurance
Enjoy the peace of mind of Commercial Motor Insurance - Get your quote today.
Commercial Motor claim example
Sue operates her own florist, with a van she uses for both personal daily commuting and customer deliveries.
Sue decides to trade in her van for a newer model, but is incredibly busy at the time. She forgets to call her broker to let them know about the trade in, and she sends one of her staff to pick up the new van from the dealership. Of course, on the way back – the staff member has an at fault accident and the new vehicle is damaged.
Because Sue has a commercial motor policy, she is automatically covered for the first 30 days even though she forgot to tell her broker and there are no concerns about her staff member driving it and not being declared. She is fully covered and the new vehicle will be repaired and put back on the road as quickly as possible!
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James Street, New Farm
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I can not express how grateful i am of the customer service that Tracey Eaton provided. She went above and beyond to help set up my insurance for our plumbing and gas company. I'd recommend her service to anyone who … More requires business insurance. Very professional and supportive.
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I know it is strange to say this about an insurance company but what a pleasure CIB is to deal with. Sheryll Todd is extremely professional and a knows what she is in about. I use Sheryll for my business and private insurance … More and always found her to be excellent. Whether it be a new policy or a claim her attitude is the same.....professional. One of the bet parts is that you are kept informed with the progress at all times and you don't have to keep on ringing them to find out what is going on. Good on you Sheryll.
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Exceptional Service – Even on Easter Sunday!Debbie Blanco is an absolute superstar! From start to finish, she went above and beyond to ensure I had everything I needed, even taking the time to assist me on Easter Sunday – … More something you just don’t see every day. Her professionalism, attention to detail, and genuine care for her clients is unmatched. Debbie made the whole process seamless and stress-free, and I can’t thank her enough for her support. If you're looking for an insurance broker who truly has your back, Debbie is the one. Highly recommend!
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Had the pleasure of dealing with Alison Neve, l have been dealing with insurance companies for over 50 years, in that time I have never been looked after so professionally as Alison. So thorough and patient. She is a great … More asset to your team. Thank all concerned at Consolidated. Can’t wait till January to change over another property for Alison to look after.
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Consolidated Insurance Brokers are the BOMB! Nothing is to hard ! At one point I left, and it wasn't long before I came back to them tail between my legs.Aimee is fabulous, going out of her way to ensure perfection. … More All my recommendations go to Consolidated Insurance Brokers and Aimee.Thank You!!!!!
How can we help?
Having a customisable policy is important for protecting your vehicle and the purpose it serves in your business. We can help you tailor your policy so it protects the income-earning role of your asset — and the liability of its drivers.
You’ll also receive recommendations for extensions to cover your highest risks, so you’re not paying for a policy that doesn’t cover what you need.
For every new business quote and renewal, we break down all important changes and comparisons in plain English.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.
