Commercial Motor Insurance
Use vehicles for business? We can help you compare business car insurance. Protect your business cars from the cost of repairs, legal action, or theft with the best commercial motor insurance. Consolidated Insurance Brokers will get you 9 commercial motor insurance quotes fast.
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Commercial Motor Insurance
Rely on a reputable insurance broker
What is Commercial Motor Insurance?
Commercial Motor Vehicle Insurance covers your business cars including small trucks up to 8 tonne GVM. It offers more rigorous and flexible cover than Private Motor Vehicle Insurance to make things easier on you as a business owner. For example:
- Automatic cover for swapping vehicles or buying a new car;
- Most drivers do not need to be listed individually; and
- Automatic cover for accessories up to a certain amount.
Commercial Motor insurance is vital for any business that owns vehicles, especially those using their vehicle for business purposes (tradesman, consultants, real estate and anyone delivering their own goods to customers).
What can be covered
- Accidental damage
- Third-party damage as a result of driving
- Vehicle theft
- Accessories or equipment
- Lease payout
- New for old replacement
What may not be
- Tyre damage
- Deterioration/wear & tear
- Mechanical, electrical, or structural failure
- Vehicle overloading
- Driving under the influence of alcohol, drugs or medication
Get started with Commercial Motor Insurance
Enjoy the peace of mind of Commercial Motor Insurance - Get your quote today.
Commercial Motor claim example
Sue operates her own florist, with a van she uses for both personal daily commuting and customer deliveries.
Sue decides to trade in her van for a newer model, but is incredibly busy at the time. She forgets to call her broker to let them know about the trade in, and she sends one of her staff to pick up the new van from the dealership. Of course, on the way back – the staff member has an at fault accident and the new vehicle is damaged.
Because Sue has a commercial motor policy, she is automatically covered for the first 30 days even though she forgot to tell her broker and there are no concerns about her staff member driving it and not being declared. She is fully covered and the new vehicle will be repaired and put back on the road as quickly as possible!
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James St, New Farm
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Words can not explain or express my greatest appreciation for Alison's dedication to reducing our insurances by 10k. Alison's assistance and experience in the industry is outstanding. Ali put in a fair few dedicated … More days(weeks) into understanding our businesses and sending out hundreds of quotes, and then consolidating all the information. I was speechless when she gave me the insurance figures for 5 restaurant's, we even went through them 3 times to ensure we hadn't missed anything when compared to the previous insurances we had. The monthly amount we have to pay is minimal compared to what we had been paying. I still don't believe it.I would recommend you, Alison and your company to anybody who had the inclination to listen to me. I am extremely happy and still in shock days later.Merry Christmas Ali, I hope you get something extra special in your Christmas stocking this year from the Boss. Look forward to working with you again in the new year.
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I was referred to Consolidated Insurance Brokers, specifically Tracey Eaton, by a friend and I only wish I had contacted her sooner. I had previously been dealing with another insurance broker who was so unresponsive that … More nearly a month passed without securing insurance.Tracey resolved everything in a single 30min phone call. She was an absolute pleasure to speak with - warm, professional, and genuinely invested in her clients. Her attitude and efficiency were outstanding.I will absolutely be referring her going forward, she is truly amazing and I cannot wait to work with her further!
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Great Experience. I asked Alison to help us arrange a building and public liability insurance for a retail shop. Alison is very helpful and supportive in our insurance arrangement matters. She provided 18 quotes for us to … More choose and helped us find the most competetive offer on the market. I would like to say many thanks for Alison's effort to help us get a smooth process. 100% recommend.
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We have just confirmed our first residential strata insurance with CIB. I recommend the brokers at CIB to manage your insurance needs.The service from Debbie Blanco was excellent. She thoroughly explained, coordinated the … More quote for 2025-26, and followed through the process in detail to confirmation.She was ably assisted by James Kirk, who coordinated the compliance and insurance valuation.Stephen Fairbairn, Noosaville
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It has been a pleasure working with Tori Gordon of Consolidated Insurance Brokers. Very efficient and knows her products. I would recommend her and the organisation to anyone needing insurance. Not only did Tori find the … More best policy but was way cheaper than anyone else I contacted and was transparent of any fees. Thank you again Tori
How can we help?
Having a customisable policy is important for protecting your vehicle and the purpose it serves in your business. We can help you tailor your policy so it protects the income-earning role of your asset — and the liability of its drivers.
You’ll also receive recommendations for extensions to cover your highest risks, so you’re not paying for a policy that doesn’t cover what you need.
For every new business quote and renewal, we break down all important changes and comparisons in plain English.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.