Need cover for your office-based professional business? An office insurance pack combines protection made for small-medium businesses.
What is Office Insurance Insurance?
Office insurance is a comprehensive policy providing cover for professional service businesses, like financial, administration, legal and medical professions.
As an office-based business, your equipment is a vital tool for generating income. Computers, tablets, furniture and telecommunications equipment require cover to protect your ability to serve customers and pay your expenses.
Office insurance can also include public liability to cover you for damage, injury or loss incurred by customers.
What can be covered
What may not be
How can we help?
With access to a range of reputable insurers, and policies not available to the public, we can offer you a range of competitive quotes.
Having a customisable policy is important to ensure your coverage is adequate and not excessive for your needs. Every business is different, and yours may require different protection to the one next door.
We’ll help you compare the price with the coverage offered for each, so you can make the best decision for your office’s needs.
Office Insurance claim example
Michael owns a financial planning business in the city. One night a water pipe bursts, flooding the office and damaging computers and equipment. Even worse, the building must be evacuated and renovated to repair all the water damage. This means that Michael is unable to trade for six weeks.
Michael’s office insurance covers the cost of the renovations and the damage to his computer equipment. And, because he has business interruption included in his insurance, he receives a payout to cover the income lost while he’s unable to trade.
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We'll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
As brokers, it's our job to give advice. We always aim to deliver great, not just 'good', advice.
We manage your insurances so you don't have to — save precious time and effort.
Your renewals, quotes and policies will be delivered in clear, easy English — no more confusion.
With a broker, you get more comprehensive cover and benefits not available if buying directly.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs