Prime Mover Insurance

If you’re in heavy haulage, you’ll need specialised prime mover insurance cover to help protect your key income-generating assets. Consolidated Insurance Brokers make getting 7 prime mover insurance quotes fast, simple and easy. Call us now to save time and compare the insurance market.

I moved my insurances to Consolidated brokers because I received the best service one could ask for. (...) reassured that me and my company will be in good hands. see more
TOP BROKERAGE 2022 & 2023
The resource of choice for the country’s most forward-thinking insurance professionals.
TOP BROKERAGE 2022 & 2023
The resource of choice for the country’s most forward-thinking insurance professionals.

Prime Mover Insurance

Talk today with our team to find the right kind of insurance that will suit your needs.

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What is Prime Mover Insurance?

Prime mover insurance is designed to protect your truck, any trailers you’re towing (whether you own them or not), the cargo you’re carrying, your public liability as well as your income in case your prime mover is damaged in an accident.

You can buy all these insurances separately – but having a prime mover insurance package gives you increased peace of mind, knowing you only have 1 insurer to deal with who will assess and settle everything to do with your claim.

With many different products covering different risks and liabilities, it’s important to discuss your coverage with your broker.

Having someone who understands your needs and options means they can create a solution that covers what’s important to you.


What can be covered

What may not be

Get Started With Prime Mover Insurance

Talk today with our team to find the right kind of insurance that will suit your needs.

Prime Mover insurance claim example

Mustafa is an owner driver with a prime mover he uses for interstate haulage. His main contractor requires him to have a Certificate of Currency showing coverage for his vehicle, the trailer he is towing, the goods he is carrying, and his public liability. Mustafa also elects to take cover for “downtime” to give him replacement income if his truck is damaged.

Mustafa has an accident where his truck rolls damaging not only his vehicle, but the trailer and the goods he is carrying. As Mustafa has a Prime Mover insurance package, he has a single insurer assess the claim, pay the cost of repairs for his truck and trailer as well as reimbursing him for his lost income while these repairs are underway. They also directly pay his customer for the goods he was carrying that were damaged too!

Why Choose CIB?

Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.

Our Expertise

Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available

Your Partner

Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.

Clear Terms

We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.

Full Cover

We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.

What our clients have to say

109 James Street, New Farm

5.0 525 reviews

  • Avatar Jo Radovic ★★★★★ a week ago
    Lyn was kind, caring and professional from the minute we started talking. I needed a broker because of extenuating circumstance and she was able to find the right insurer who also understood. I’m now rusted on. I highly … More recommend Lyn Schumann 🙂
  • Avatar Sean Stewart ★★★★★ 4 weeks ago
    Clayton Rowlings from Consolidated was a pleasure to work with and got me the best car insurance deal in the market by far. His high level of service was impressive and he stayed in touch with me in assistance for nearly … More 1 year while I was deciding what to buy. He was very attentive and super helpful at each step of the way, which made navigating this insurance process easy to understand and finalise. Thanks again, Clayton - highly recommend!
  • Avatar Jamie Firth ★★★★★ a month ago
    Tracey was extremely great to deal with and was so helpful in helping us find insurance for our business. But not only find insurance, got us the best possible outcome for our business. Other brokers were just in it for their … More pay day, Tracey was in it to get the best deal for us. She listened to us and about our business so she understood exactly what we were after.If you are looking for any kind of insurance, I highly recommend dealing with Tracey as she will help you find the best possible outcome.
  • Avatar Ryan ★★★★★ a month ago
    I have had the pleasure of dealing with Alison from consolidated insurance brokers. And from the start to the end Alison has shown a very high level of professional and work ethic. Alison kept me in the loop regularly and … More was extremely reliable with fast information and great service. Thank you.
  • Avatar Charis C ★★★★★ a month ago
    I highly recommend the team at Consolidated Insurance Brokers. I initially dealt with Tracey, but I also got the opportunity to work with William along the way too - both were super knowledgeable, supportive and patient while … More I registered my new business.As a startup, they also provided the guidance needed to get the appropriate level of coverage.I would highly recommend anyone starting their business to speak with either William or Tracey at Consolidated Insurance Brokers!

How can we help?

With access to a range of quality insurers, and policies not available to the public, we can offer you a range of competitive quotes. We’ve worked with a large number of transport operators and owner-drivers for over 15 years.

We’ll help you compare each of your options, so you can make the best decision for your prime mover’s needs.

For every new business quote and renewal, we break down all important changes and comparisons for you in plain English.

Frequently Asked Questions

There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:

  • Work on your behalf to secure you better protection through their negotiating power
  • Help you understand your risks and empower you to make better life / business decisions
  • Ensure insurers are held accountable to their promise to protect what you value during claims
  • Save you time and money by taking care of comparing and customising policies for your needs

With over 20 years broking experience, CIB are well positioned to assist with your heavy motor and prime mover insurance needs. We work with many medium-large transport operators, as well as a large number of owner-drivers. We also have established relationships with the biggest and best heavy motor insurers in the industry. 

On top of the above, when the unfortunate happens, our dedicated claims management can help get you back on the road and earning again faster.

Being out on the road travelling such long distances, heavy vehicles are frequently involved in accidents. With prime movers often being worth over $100,000, carrying large amounts of cargo the potential cost of losses is huge. 

It’s important to ensure that you, your asset, and the cargo it carries, are covered to protect you from losses and damage and get you back on track as quickly as possible.

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