Prime Mover Insurance
If you’re in heavy haulage, you’ll need specialised prime mover insurance cover to help protect your key income-generating assets. Consolidated Insurance Brokers make getting 7 prime mover insurance quotes fast, simple and easy. Call us now to save time and compare the insurance market.
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Prime Mover Insurance
Rely On A Reputable Insurance Broker
What is Prime Mover Insurance?
Prime mover insurance is designed to protect your truck, any trailers you’re towing (whether you own them or not), the cargo you’re carrying, your public liability as well as your income in case your prime mover is damaged in an accident.
You can buy all these insurances separately – but having a prime mover insurance package gives you increased peace of mind, knowing you only have 1 insurer to deal with who will assess and settle everything to do with your claim.
With many different products covering different risks and liabilities, it’s important to discuss your coverage with your broker.
Having someone who understands your needs and options means they can create a solution that covers what’s important to you.
What can be covered
- Accidental loss or damage
- Fire, theft, collision
- Non-owned trailers in control
- Public and products liability
- Non-owned trailers in control
- Public & products liability
- Downtime / loss of income
- Marine transit/carriers cargo
What may not be
- Drivers under influence of drugs or alcohol
- Breakdown
- Wear & tear, deterioration
- Lack of maintenance
- Certain age and license driver conditions
- Underinsured portion of market value
Get Started With Prime Mover Insurance
Talk today with our team to find the right kind of insurance that will suit your needs.
Prime Mover insurance claim example
Mustafa is an owner driver with a prime mover he uses for interstate haulage. His main contractor requires him to have a Certificate of Currency showing coverage for his vehicle, the trailer he is towing, the goods he is carrying, and his public liability. Mustafa also elects to take cover for “downtime” to give him replacement income if his truck is damaged.
Mustafa has an accident where his truck rolls damaging not only his vehicle, but the trailer and the goods he is carrying. As Mustafa has a Prime Mover insurance package, he has a single insurer assess the claim, pay the cost of repairs for his truck and trailer as well as reimbursing him for his lost income while these repairs are underway. They also directly pay his customer for the goods he was carrying that were damaged too!
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James St, New Farm
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We decided to get a quote from Consolidated Insurance Brokers after our current policy went up over $2000 for no reason. Gina was very knowledgeable and helpful, responding right away and saving us almost $2000 for more … More cover. Communication was very fast and we had our documents the same day. We can highly recommend them.
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I would highly recommend Tracey at Consolidated Insurance Brokers. Tracey has been incredibly helpful, professional and supportive throughout the entire process. Her communication, knowledge and willingness to assist have … More been outstanding, and she has always taken the time to ensure everything was clearly explained.It has been a pleasure dealing with Tracey, and I truly appreciate the excellent service and assistance she has provided. If you are looking for someone who is reliable, knowledgeable and genuinely cares about providing great service, I would highly recommend Tracey and Consolidated Insurance Brokers.Thank you, Tracey, for all your help and fantastic service!
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I had a great experience with Consolidated Insurance Brokers. Tracey Friedland was incredibly helpful throughout the entire process, making insurance straightforward and stress-free. She took the time to explain everything … More clearly, found us great value, and was always proactive with her follow-up to make sure everything was taken care of.I recommend Tracey and the team at CIB to anyone looking for reliable insurance advice.Thank you, Tracey, for all your help!
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Dealt with Consolidated Insurance Brokers to sort business insurance for my mobile food van - a custom-built refrigerated setup that's not the easiest thing to insure. Debbie worked through the details with me, got it … More placed with Vero, and came back with a competitive premium that covered everything I needed: public liability, the vehicle, stock and goods in transit. She was happy to revise the quote as my requirements changed and made sure the specifics of the vehicle were captured properly. Good, straightforward service and a fair price. Happy to recommend.
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After years of handling exhausting insurance administration on my own, I finally sought the assistance of an experienced insurance brokerage firm. Gina De Bonis of CIB was the perfect mix of expert professionalism and human … More warmth; being efficient, informative and a delight to deal with from the first phone call. I have a home and contents insurance policy and premium I am comfortable with knowing that there is an entire team at CIB who constantly review the insurance companies they work with. Gina has also been very quick to assist in any further questions I've had since purchasing a policy through CIB. It makes such a difference to be able to build a professional relationship with someone and contact them directly rather than ringing a generic number and speaking to a different consultant every time. I rarely provide public Google reviews but it is a pleasure to provide a 5 star review for Gina and CIB.
How can we help?
With access to a range of quality insurers, and policies not available to the public, we can offer you a range of competitive quotes. We’ve worked with a large number of transport operators and owner-drivers for over 15 years.
We’ll help you compare each of your options, so you can make the best decision for your prime mover’s needs.
For every new business quote and renewal, we break down all important changes and comparisons for you in plain English.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
With over 20 years broking experience, CIB are well positioned to assist with your heavy motor and prime mover insurance needs. We work with many medium-large transport operators, as well as a large number of owner-drivers. We also have established relationships with the biggest and best heavy motor insurers in the industry.
On top of the above, when the unfortunate happens, our dedicated claims management can help get you back on the road and earning again faster.
Being out on the road travelling such long distances, heavy vehicles are frequently involved in accidents. With prime movers often being worth over $100,000, carrying large amounts of cargo the potential cost of losses is huge.
It’s important to ensure that you, your asset, and the cargo it carries, are covered to protect you from losses and damage and get you back on track as quickly as possible.
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.
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The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.