Retail Insurance
Need cover for your store, boutique or brand’s space, stock and equipment? Retail insurance protects you and your business from loss, damage or liability.
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Retail Insurance
Rely on a reputable insurance broker
What is Retail Insurance?
Operating a retail business offers unique rewards as well as important risks for you to consider. With shoppers coming and going, scenarios like broken windows or fittings, burglary or injury claims when someone slips over are common.
As a retail-based business, your equipment and stock are essential for generating income. It makes sense to ensure that your income-providing assets are protected. If you lease your space, it’s also likely that your landlord will specify certain levels of cover such as glass and public liability.
With theft, extreme weather and lawsuits on the rise, we can help you get the protection you need to enjoy business without worry.
What can be covered
- Accidental damage
- Contents, fit-out, stock, equipment
- Vandalism & theft
- Glass & signage
- Storm, fire & earthquake
- Public liability
- Loss of income (business interruption)
What may not be
- Flood - unless requested
- Intentional criminal acts or fraud
- Cyber liability
- Management liability
- Product defects & recall
Get started with Retail Insurance
With theft, extreme weather and lawsuits on the rise, we can help you get the protection you need to enjoy business without worry.
Retail claim example
Lisa owns a boutique retail clothing store in a popular shopping location. Coming into the Christmas period – one of her busiest times of year – extreme weather patterns result in a severe storm that damages her store, equipment and stock.
Lisa’s store relies on the increased sales of the holiday period to remain solvent through the quieter months, and the storm damage leaves her unable to trade.
Because Lisa has a retail insurance pack, the damage of her goods, equipment and store are all covered and are able to be replaced. She also chose to add business interruption to her insurance, so while she’s unable to open at her usual location, the loss of expected profits is covered, along with any extra costs incurred for her to keep trading (e.g. hiring temporary equipment).
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James Street, New Farm
-
I can't recommend Alison and the team highly enough. I had an urgent request for building insurance and Alison ensured we became a priority as we had to have insurance within the day. She tailored our request to get … More the best possible cover and price. Thank you!
-
I have just started my own business and insurance is a must I contacted consolidated insurance brokers and was able to speak with someone who knew what I needed and was very helpful with ideas on having the correct insurance … More policies.If you want insurance at the best rate possible look no further.Tracey Eaton has many years of experience dealing with insurance companies and will find you the best rate possible.Having a broker like Tracey gives me piece of mind that I will always only pay for things I need for my business.Thank you Tracey for all your help with getting the right insurance for me.
-
If you need an exceptional insurance consultant, I strongly recommend Clayton at Consolidated Insurance Brokers! He is the best! From our first conversation, my requirements were understood and concerns availed. With strong … More policy knowledgeable and sharp solutions, Clayton made clear the process, showing professional care for me and my business specific needs. I am very pleased with the identified solution from a top tier insurance firm at a great competitive price. I very much enjoyed our conversations and now look forward to welcoming Clayton to my cafe.
-
Alison went out of her way to provide information need to review an existing account with another broker. It was easy to explain what was wanted and recommendations from Alison enabled the review to flow. Her knowledge of … More the Insurance world impressed me and she is a pleasure to speak with. Alison is credit to the company and is easy to speak with. I was sorry we could not get a better figure. but she did her best. Thank you for allowing me to comment.
-
We have been using Consolidated insurance for many years. We use them for all our business and personal insurance. Having everything under the one roof with a reliable company saves us so much time, money and stress. The … More service is amazing, Gina, William and Karen are always there to help not matter the time of the day. I would highly recommend Consolidated Insurance Brokers. Thanks Sarah
How can we help?
Having a customisable policy is important to protect the survival and growth of your business when something doesn’t go to plan. Every business is different, and yours may require different protection to the one next door.
We’ll help you compare the price with the value offered for each of your retail insurance options, so you can make the best decision for your needs.
For every new business quote and renewal, we break down all important changes and comparisons in plain English.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.
