Retail Insurance
Need cover for your store, boutique or brand’s space, stock and equipment? Retail insurance protects you and your business from loss, damage or liability.
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Retail Insurance
Rely on a reputable insurance broker
What is Retail Insurance?
Operating a retail business offers unique rewards as well as important risks for you to consider. With shoppers coming and going, scenarios like broken windows or fittings, burglary or injury claims when someone slips over are common.
As a retail-based business, your equipment and stock are essential for generating income. It makes sense to ensure that your income-providing assets are protected. If you lease your space, it’s also likely that your landlord will specify certain levels of cover such as glass and public liability.
With theft, extreme weather and lawsuits on the rise, we can help you get the protection you need to enjoy business without worry.
What can be covered
- Accidental damage
- Contents, fit-out, stock, equipment
- Vandalism & theft
- Glass & signage
- Storm, fire & earthquake
- Public liability
- Loss of income (business interruption)
What may not be
- Flood - unless requested
- Intentional criminal acts or fraud
- Cyber liability
- Management liability
- Product defects & recall
Get started with Retail Insurance
With theft, extreme weather and lawsuits on the rise, we can help you get the protection you need to enjoy business without worry.
Retail claim example
Lisa owns a boutique retail clothing store in a popular shopping location. Coming into the Christmas period – one of her busiest times of year – extreme weather patterns result in a severe storm that damages her store, equipment and stock.
Lisa’s store relies on the increased sales of the holiday period to remain solvent through the quieter months, and the storm damage leaves her unable to trade.
Because Lisa has a retail insurance pack, the damage of her goods, equipment and store are all covered and are able to be replaced. She also chose to add business interruption to her insurance, so while she’s unable to open at her usual location, the loss of expected profits is covered, along with any extra costs incurred for her to keep trading (e.g. hiring temporary equipment).
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James Street, New Farm
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I called CIB and spoke to Gina. She was absolutely amazing and guided me through the entire process. She ensured I receive the most cost effective insurance solution tailored to my business needs. Could not be more happy … More with the outcome. I would highly recommend this company and especially Gina. Thank you
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I recently had the pleasure of working with Gina De Bonis from Consolidated Insurance Brokers, and I cannot speak highly enough of the exceptional service she provided. From the outset, Gina demonstrated a deep understanding … More of my business needs, taking the time to listen carefully and offer tailored solutions. Her expertise and attention to detail resulted in multiple quotes that not only met my commercial insurance requirements but also saved me over $2,000 on my annual premium.What truly stood out was Gina’s dedication and professionalism. Despite being in Africa at the time, she seamlessly managed to address all my insurance needs, ensuring a smooth and hassle-free experience. Her commitment to delivering outstanding service, even from afar, was truly impressive.I wholeheartedly recommend Gina De Bonis and Consolidated Insurance Brokers to anyone seeking reliable, personalized, and cost-effective insurance solutions. Thank you, Gina, for your exceptional support and expertise—it made all the difference!
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I had a seamless, professional and enjoyable experience with Tracey at Consolidated Insurance Brokers who took the time to listen and understand my business needs. Tracey then provided multiple quotes that saved me over $500 … More from my annual premium with better cover. Cannot recommend highly enough. Thank you.
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Tracey Friedland was fantastic to work with—knowledgeable, professional, and incredibly helpful. She made the insurance process smooth and stress-free, ensuring we got the best coverage for our needs. Highly recommend Consolidated … More Insurance Brokers and Tracey for top-notch service!
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I had a call from Tracey to sort out my insurance for a small manufacturing business and I could not be happier with the result. She was knowledgeable and provided guidance where needed.Her personable attitude and helpfulness … More was a major contributor to my decision. Could not recommend CIB or Tracey more.
How can we help?
Having a customisable policy is important to protect the survival and growth of your business when something doesn’t go to plan. Every business is different, and yours may require different protection to the one next door.
We’ll help you compare the price with the value offered for each of your retail insurance options, so you can make the best decision for your needs.
For every new business quote and renewal, we break down all important changes and comparisons in plain English.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.
