Retail Insurance

Need cover for your store, boutique or brand’s space, stock and equipment? Retail insurance protects you and your business from loss, damage or liability.

5/5
I moved my insurances to Consolidated brokers because I received the best service one could ask for. (...) reassured that me and my company will be in good hands. see more
TOP BROKERAGE 2022 & 2023
The resource of choice for the country’s most forward-thinking insurance professionals.
TOP BROKERAGE 2022 & 2023
The resource of choice for the country’s most forward-thinking insurance professionals.

Retail Insurance

Talk today with our team to find the right kind of insurance that will suit your needs.

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What is Retail Insurance?

Operating a retail business offers unique rewards as well as important risks for you to consider. With shoppers coming and going, scenarios like broken windows or fittings, burglary or injury claims when someone slips over are common.

As a retail-based business, your equipment and stock are essential for generating income. It makes sense to ensure that your income-providing assets are protected. If you lease your space, it’s also likely that your landlord will specify certain levels of cover such as glass and public liability.

With theft, extreme weather and lawsuits on the rise, we can help you get the protection you need to enjoy business without worry.

retail insurance broker talking to client

What can be covered

What may not be

Get started with Retail Insurance

With theft, extreme weather and lawsuits on the rise, we can help you get the protection you need to enjoy business without worry.

Retail claim example

Lisa owns a boutique retail clothing store in a popular shopping location. Coming into the Christmas period – one of her busiest times of year – extreme weather patterns result in a severe storm that damages her store, equipment and stock.

Lisa’s store relies on the increased sales of the holiday period to remain solvent through the quieter months, and the storm damage leaves her unable to trade.

Because Lisa has a retail insurance pack, the damage of her goods, equipment and store are all covered and are able to be replaced. She also chose to add business interruption to her insurance, so while she’s unable to open at her usual location, the loss of expected profits is covered, along with any extra costs incurred for her to keep trading (e.g. hiring temporary equipment).

Why Choose CIB?

Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.

Our Expertise

Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available

Your Partner

Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.

Clear Terms

We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.

Full Cover

We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.

What our clients have to say

109 James Street, New Farm

5.0 540 reviews

  • Avatar Santa Scivetti ★★★★★ 2 weeks ago
    Tracey Eaton has been a delight to deal with, even if we are located in a different state. Highly recommend her and will use her in the future without any hesitations. Thank you Tracey you have been terrific
  • Avatar Garry Parkinson ★★★★★ 4 weeks ago
    Highly recommend Debbie and James from Consolidated Insurance Brokers. Our insurance had tripled according to our previous broker but Debbie and James search tirelessly to find us the best quote to insure our property and … More saved us a lot of stress and money, we cannot thank them enough.
  • Avatar Amanda Milnes ★★★★★ a month ago
    We have been using Consolidated Insurance Brokers for 3 yrs now for our business. Aimee from Consolidated has been amazing to deal with. Explained everything in detail regarding our new insurance policies and what had changed … More since previous year and did her best to source the right outcome for us. Would highly recommend Aimee for all your business insurance needs.
  • Avatar Jo Radovic ★★★★★ a month ago
    Lyn was kind, caring and professional from the minute we started talking. I needed a broker because of extenuating circumstance and she was able to find the right insurer who also understood. I’m now rusted on. I highly … More recommend Lyn Schumann 🙂
  • Avatar Sean Stewart ★★★★★ 2 months ago
    Clayton Rowlings from Consolidated was a pleasure to work with and got me the best car insurance deal in the market by far. His high level of service was impressive and he stayed in touch with me in assistance for nearly … More 1 year while I was deciding what to buy. He was very attentive and super helpful at each step of the way, which made navigating this insurance process easy to understand and finalise. Thanks again, Clayton - highly recommend!

How can we help?

Having a customisable policy is important to protect the survival and growth of your business when something doesn’t go to plan. Every business is different, and yours may require different protection to the one next door.

We’ll help you compare the price with the value offered for each of your retail insurance options, so you can make the best decision for your needs.

For every new business quote and renewal, we break down all important changes and comparisons in plain English.

Frequently Asked Questions

There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:

  • Work on your behalf to secure you better protection through their negotiating power
  • Help you understand your risks and empower you to make better life / business decisions
  • Ensure insurers are held accountable to their promise to protect what you value during claims
  • Save you time and money by taking care of comparing and customising policies for your needs

No Obligations, Completely Free

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