Trades Insurance

Tradies have unique risks compared to retail or office businesses. Protect yourself from the unexpected whether you’re on the road, or at the job-site with trades insurance.

What is Trades Insurance?

Trades insurance (also known as tradies insurance) is ideal for contractors who have tools or equipment and travel for work.

Working with other tradies, other people’s property and dangerous materials or tools means trades are risky. Tools are often stolen, job sites are often dangerous, and accidents can cause damage to client’s property.

Trades work is one of the highest risk occupations in Australia. Trades insurance can help replace your tools and cover legal costs if you’re ever sued by a client or a contractor. It can also pay your bills if you have a serious accident or illness.

Your ability to travel from site to site is also key for you to earn income. Trades insurance can keep you on the road in the event your ute or vehicle is stolen, being repaired or written off. 

trades insurance pack safety demonstration

What can be covered

What may not be

IMG 0257 | Consolidated Insurance Brokers

How can we help?

Vel amet et lacus, pellentesque tristique leo donec dui. Eget mi turpis est diam. Tempor viverra sed sit est. Ipsum, donec enim eu auctor nunc dignissim tristique. Felis nulla posuere sit mauris vivamus. Ullamcorper cursus purus elit turpis. Viverra integer elementum ullamcorper nunc massa erat ultrices.

Ultrices consectetur ac sit lobortis aliquam tempor. Nunc, facilisis vel quam vitae odio etiam quis sit eu. Sed non fringilla sodales condimentum sed. Gravida pretium purus dolor pharetra id. Enim nisl lacus orci mauris metus morbi aliquam imperdiet facilisis. Libero, elementum elementum id semper cursus interdum vestibulum neque facilisis.

Trades claim example

Ralph lays plumbing works for domestic homes in the course of construction.  

At completion, an unexplained leak causes extensive damage to installed cabinetry and carpets, and is traced back to an incorrect fitting Ralph installed.

All the resulting costs to the carpets and cabinetry as well as the exploratory costs and any other claims against Ralph for his fault are covered by his general liability cover. The only thing Ralph is out of pocket for is his excess, and the cost of redoing his original faulty work (e.g. the incorrect fitting).

pexels anil karakaya 6419128 | Consolidated Insurance Brokers
Our Specialty

Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We'll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.

Great advice

As brokers, it's our job to give advice. We always aim to deliver great, not just 'good', advice.

Your partner

We manage your insurances so you don't have to — save precious time and effort.

clear terms

Your renewals, quotes and policies will be delivered in clear, easy English — no more confusion.

full cover

With a broker, you get more comprehensive cover and benefits not available if buying directly.

Frequently Asked Questions

There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:

  • Work on your behalf to secure you better protection through their negotiating power
  • Help you understand your risks and empower you to make better life / business decisions
  • Ensure insurers are held accountable to their promise to protect what you value during claims
  • Save you time and money by taking care of comparing and customising policies for your needs

What our Customers Say

109 James Street, New Farm

5.0 246 reviews

  • Avatar Mr J ★★★★★ a week ago
    Dealing with Natasha made sorting out my insurance as painless as it could have ever possibly have been.Natasha gave me multiple options and choices, also adding her opinion of pitfalls to be mindful of.Being our first commercial … More property purchase, I was extremely lucky to be talking with Natasha, who has an outstanding and wide knowledge of commercial properties and associated insurance.To my amazement, Natasha also offered all these options in under an hour, which I found stunning!The lost art of PR and courtesy is alive and well here.Thank you SO much for being you !Jay, Adelaide SA
  • Avatar Kymberlei Goodacre ★★★★★ a week ago
    I found Tracey communicative, efficient and friendly. The quotes received were competitive and the material provided easy to read and understand. My email queries were answered responsively with the information I sought. … More For a busy professionals looking for insurance - these are the brokers I recommend.
  • Avatar Melissa Park ★★★★★ 2 weeks ago
    Karen has been handling our business insurance for past few years and has always been a pleasure to deal with. She is professional and always manages my queries and requests in a timely manner. I would definitely recommend … More her and CIB.
  • Avatar naran patel ★★★★★ 3 weeks ago
    Great customer service from Natasha Nielsen 5/5. She explained the ins and outs for my landlord insurance that allowed me to go for the most prudent package. I wished I heard about this firm earlier.Any future insurance deals/renewals … More I will giving them a call first!
  • Avatar Susan Vlack ★★★★★ 3 weeks ago
    Standard insurance packages did not cover my business needs, leaving me vulnerable. Debbie quickly sorted it out and provided good options. Highly recommended. Big Thankyou, Debbie!

Get in touch

Talk today with our team to find the right kind of insurance that will suit your needs.

Or Call our friendly team today on:

Name*
This field is for validation purposes and should be left unchanged.