Trades Insurance
Tradies have unique risks compared to retail or office businesses. Protect yourself from the unexpected whether you’re on the road, or at the job-site with trades insurance.
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Trades Insurance
Rely on a reputable insurance broker
What is Trades Insurance?
Trades insurance (also known as tradies insurance) is ideal for contractors who have tools or equipment and travel for work.
Working with other tradies, other people’s property and dangerous materials or tools means trades are risky. Tools are often stolen, job sites are often dangerous, and accidents can cause damage to client’s property.
Trades work is one of the highest risk occupations in Australia. Trades insurance can help replace your tools and cover legal costs if you’re ever sued by a client or a contractor. It can also pay your bills if you have a serious accident or illness.
Your ability to travel from site to site is also key for you to earn income. Trades insurance can keep you on the road in the event your ute or vehicle is stolen, being repaired or written off.
What can be covered
- Portable tools & equipment
- Personal accident & illness
- Utes & vehicles
- Theft & property damage
- Tax audit cover
What may not be
- Loss or damage to a project from weather perils
- Professional advice where fees are charged
- Costs of rectifying faulty work
- Key Point Four
Get started with Trades Insurance
Trades insurance can keep you on the road in the event your ute or vehicle is stolen, being repaired or written off.
Trades Claim Example
Ralph lays plumbing works for domestic homes in the course of construction.
At completion, an unexplained leak causes extensive damage to installed cabinetry and carpets, and is traced back to an incorrect fitting Ralph installed.
All the resulting costs to the carpets and cabinetry as well as the exploratory costs and any other claims against Ralph for his fault are covered by his general liability cover. The only thing Ralph is out of pocket for is his excess, and the cost of redoing his original faulty work (e.g. the incorrect fitting).
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James Street, New Farm
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I needed insurance urgently for a Commercial property we had that another Broker had let lapse. Aimee Spencer contacted me within the hour of receiving my online request and provide me with a number of quotes to suit my current … More situation. I was able to pay directly and have cover in place immediately. Aimee was so professional, quick and I will be looking at moving all our insurance over to Consolidated Insurance Brokers. I have peace of mind that I have the right cover in place. Thank you so much Aimee.
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I approached Consolidated Insurance brokers online for commercial building and public liability insurance quotes. Clayton from Consolidated Insurance brokers provided a very comprehensive service. In particular he provided … More great information and followup through the whole process and until quotes were finalised. Definitely great dealing with Clayton.
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We were given Debbie’s details from a friend, business associate. Wow our experience has been nothing but the best. Debbie’s professionalism, advice, friendliness, explanations about the policies details and helpfulness has … More made the process of changing insurance brokers and companies so easy. We have no idea why we never found her sooner. We would highly recommend Debbie from Consolidated Insurance Brokers to any person, small and big business. You won’t be disappointed I can assure you. Thanks Debbie for everything regards Wade and Wendy
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Thank you Jade cooper and the team at Consolidated Insurance Brokers for a job well done, With time restraints and other commitments and challenges, I attempted to secure a immediate commercial insurance policy, As time was … More running out on my current policy , we were all under pressure to secure the cover as it was already Friday afternoon. Once all the accurate information and details were exchanged and confirmed,Payment was secured with a credit card. Mission Accomplished.Thank you Jade and all of the Team. Until next year,, GB..
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Have been using Consolidated Insurance Brokers for years now and they have always came through with a great deal. The customer service from Debbie Blanco has always be amazing and a delight to speak to. Highly recommend ! … More
How can we help?
With over 15 years’ experience helping Australian businesses and individuals, CIB is an established brokerage that delivers the best cover possible at the most competitive price.
Our team of brokers have the knowledge and experience to ensure you get the most out of your insurance cover.
Insurance can be complex. We aim to simplify it so you can understand and be confident in your cover without stressing about the fine print.
We can help you tailor a trades insurance package that is fit-for-purpose so you can stay on the road.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.
