Construction Insurance
If you’re responsible for a jobsite, you want to make sure you’re covered for anything that might damage it. Ensure your project can keep moving forward with construction insurance.
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Construction Insurance
Rely On A Reputable Insurance Broker
What is Construction Insurance?
Construction insurance (also known as contract works insurance or contractors all risks insurance) is primarily taken by commercial, residential & owner-builders.
However, it is also commonly taken out by specialist contractors engaged on these projects who must take responsibility for their own works (e.g. HVAC installers).
Most businesses will elect to take an annual policy that covers any projects which commence during the policy period. For specialist, ad hoc or owner-builders a single project policy is available too.
What can be covered
- The project under construction
- Damage to existing structures
- Materials in transit and/or in storage
- Public liability
- Malicious damage & vandalism
- Natural disasters, weather perils
What may not be
- Known defects
- Intentional misconduct
- Inventory shortage
- Projects exceeding declared duration
- Projects north of the 25th parallel (unless noted)
Get Started with Construction Insurance
Ensure your project can keep moving forward with construction insurance.
Construction claim example
Aaron is a roofing contractor engaged to replace the roof on his local church. One afternoon while working on the roof, he notices a large storm approaching.
Aaron secures the roof as best he can to try and protect the site. Unfortunately, the storm is too severe and causes damage to the work he’d done, as well as the materials on site.
Luckily Aaron had contract works insurance which paid for the replacement materials, and also Aaron’s fees while he redoes the work for the church.
The church is fortunate Aaron had more than liability insurance which wouldn’t have responded (he secured the work). If Aaron didn’t have contract works, the church may have been stuck and unable to pay for the repairs themselves.
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James St, New Farm
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Great Experience. I asked Alison to help us arrange a building and public liability insurance for a retail shop. Alison is very helpful and supportive in our insurance arrangement matters. She provided 18 quotes for us to … More choose and helped us find the most competetive offer on the market. I would like to say many thanks for Alison's effort to help us get a smooth process. 100% recommend.
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We have just confirmed our first residential strata insurance with CIB. I recommend the brokers at CIB to manage your insurance needs.The service from Debbie Blanco was excellent. She thoroughly explained, coordinated the … More quote for 2025-26, and followed through the process in detail to confirmation.She was ably assisted by James Kirk, who coordinated the compliance and insurance valuation.Stephen Fairbairn, Noosaville
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When it comes to insurance, I always end up feeling frustrated. Home insurance in particular gives me a real headache—what type do I need? Owner-occupied, investment, contents… should I have contents for both or just one?Technology … More makes it easy to click through everything on your phone, but when you actually need a real person to guide you, there’s no one there. I recently realised I was insured for the wrong things—or not covered at all.So I called Tracey Friedland, whom I’ve worked with for a long time for business insurance and renewals. I asked, a bit humbled, “Do you only help with business insurance, or can you help with personal insurance too?”Tracey’s warm and confident reply was, “Of course, we can help!” What a relief.Within half a day and just a couple of phone calls, she had everything sorted—building insurance, contents, landlord cover—accurate, complete, and finally done properly. All my concerns were gone.What else can I say about Tracey Friedland?An absolutely amazing lady.
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Gina was fantastic in organising our home and contents insurance. I had to go back multiple times with changes, and she was always patient, responsive, and incredibly helpful. She made the whole process easy, and got us a … More great price too. Highly recommend!
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Gina De Bonis, it was a pleasure to work with you on my insurance policy. Even though I was referred to another broker through my agent located locally, it was your efficiency, customer care and commitment, that built the … More trust and got me choosing CIB over the other organisation even though the quotes were similar. And it was generous of you to say that every member of your team provided that high level of service, when I complimented your professionalism. You went above and beyond providing responses to the questions I asked, linking up the responses to helping me understand the pros and cons of choosing one option over the other, educating me and attempting to find the best deal for us. Thanks again and look forward to touching base early next year for my other insurance needs.
How can we help?
Having a customisable construction works policy means that you can protect yourself from your most likely, or most devastating, potential risks.
Your needs likely change from project to project, so a truly tailored policy will help you ensure your materials, team and business are protected.
For every new business quote and renewal, we break down all important features and comparisons for you in plain English.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
Construction insurance can cover many important parts of your project, such as:
- Public liability
- Smashed glass
- Construction equipment
- Escalation or removal fees
- Natural disaster and weather perils
By covering you for possible events beyond your control, your project can move ahead in the face of the unfortunate.
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.