renewal service
no more surprises
Hassle-free insurance renewals
Insurers often change the terms and coverage of their policies yearly, without much notice or you realising. If you dig to the bottom of your email inbox, you’d probably find an email inviting you to “Read the updated PDS”…
Like most people, you probably renew the policy and pay thinking you’re covered… Little do you know, the insurer may have increased their price and offered slightly less cover.
According to a Consumer Action Law Centre (CALC) study, 86% of Australians would find clearer information about their premiums in renewal letters helpful.
Understand your options
comparisons in clear English
As a client of CIB, you'll get a comparison of your insurance renewals in a visual, easy to interpret format. Straight to your inbox. You'll always understand what you're covered for, what you're not covered for, and what your duties are.
get the best value
Quotes for renewal options
Every year we re-quote your insurance renewals with our full panel of insurers. This means you get given a range of quote options, so the choice is always yours, and you can be certain you've got the best cover at the best price.
GET CLARITY ON YOUR COVER
As a client of CIB, you’ll receive a clear list of any changes to your policy, a full comparison to last year’s premium, and any recommendations we have for better coverage.
Every year, your broker will “remarket” (quote your needs with a range of insurers) to see if we can get you a better value policy with a different insurer.
By doing this on your behalf, we make sure you always have the best protection in place at the best possible price for your truck insurance, property insurance.
What our clients have to say
109 James St, New Farm
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I had a great experience working with Debbie from Consolidated Insurance Brokers. She helped me arrange the Professional Indemnity and Public Liability insurance for my new fire engineering company, and the whole process … More was smooth and straightforward.Debbie was very responsive and took the time to understand my business needs to find the right coverage. As a new business with novel business offering, I really appreciated her guidance and support throughout the process.Highly recommend Debbie and the team at Consolidated Insurance Brokers
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Alison made the entire insurance process straightforward and stress-free. She took the time to run multiple quote variations and clearly explained what each option meant, which made it easy to choose a policy that actually … More suited my needs rather than just the cheapest headline price. Her clarity, patience, and willingness to work through the details stood out. The level of care and effort she put in is exactly what great service looks like.
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Jade was fantastic to deal with, she provided excellent service while helping me organise my insurance policy. She communicated very well throughout the process, and I felt supported and confident that she was finding the … More best option for my situation. The whole experience was smooth and hassle-free, I’d recommend Jade to anyone looking for an insurance broker.
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Deb Blanco is incredible - from the moment she made contact - I was educated and handheld the whole way. Insurance policies are so involved and she made sure I had the RIGHT coverage tailored to my needs. Shes always there, … More helpful and approachable. We will never go anywhere else. Thanks Deb!!
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Tracey Eaton from CIB did an outstanding job in finding a cost-effective local insurer for us. She was always available to answer questions and explained everything clearly. Based on my experience, I would confidently recommend … More this team for doing business with.
Frequently Asked Questions
Your insurance needs will change frequently while you hold your policy. Your yearly renewal is a great opportunity to re-evaluate your needs, update your details, and make sure you’re not over or under-insured.
Under the Insurance Contracts Act 1984, you have a duty to not make a misrepresentation. If you do, your insurer could use that against you to reduce or deny your claims entirely. This means it’s important to ensure the details on your policy are accurate and up to date.
Your business, home and vehicle are some of the greatest investments you’ll make in your lifetime. It’s important to ensure there aren’t any nasty surprises in the event you need to make a claim.
It can be easy to forget what changes have occurred throughout the year. While we recommend updating your broker at the time of any changes, these questions can help keep your policy up-to-date when renewing your insurance:
- Are you offering any new goods or services?
- Does your company store or exchange customer information?
- Has your business’s legal structure changed?
- Do you expect your revenue/personal income to change?
- Have you purchased or sold property or equipment?
- Have you renovated your home or changed your business fit-out?
- Has your building or home value changed?
- Are your property/ies insured for full replacement value?
- Have staff numbers changed?
- Do you use subcontractors, or has your use of subcontractors increased/decreased?
Get in touch
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