Business and commercial insurance

Buildings and property

• Commercial Building Insurance Australia

  Buying a building or reviewing your cover? Start with a free desktop building replacement estimate and a broker to talk it through.

• Commercial Property Insurance Australia

  Own the building, lease it out or trade from it? We work out what's yours to insure and how much cover you should take.

• Commercial Landlord Insurance

  Protect the building or strata unit you lease out, the rent you depend on and your liability as the owner.

• Commercial Strata Unit Landlord Insurance

  Where the body corporate's policy stops on a commercial lot, and the cover that is still yours.

• Commercial Strata Insurance

  Insurance for commercial and mixed-use strata buildings, whether you need a first policy or want to review a renewal.

• Residential Strata Insurance

  Insurance for the body corporate of a duplex, townhouse scheme or apartment building, with the sum insured checked against the rebuild cost.

• Industrial Building Insurance Australia

  Insurance for factories, sheds and workshops, with advice on rebuild costs and cover that suits the work carried out inside.

• Warehouse Insurance Australia

  Protect the contents and stock in your warehouse. Consider profits cover for the time it takes to recover after insured damage.

• Property Owners Liability Insurance Australia

  Cover for injury and property damage claims against you as the building owner. Check your own protection before relying on your tenant's insurance.

• Contract Works Insurance for Building Owners

  Having work done on a building you own? Whose name is on the contract works policy decides who gets paid. Talk it through on 07 3292 1111.

Your industry

• Commercial Insurance Australia

  Cover for the property you own or occupy, your vehicles, your liability and your profits, fitted to how your business runs.

• Business Insurance Australia

  Insure your contents and stock, profits after insured damage and liability to others, with cover chosen for your business.

• Office Insurance Australia

  Protect your office fit-out and contents, the laptops and phones you take out, and profits affected by insured damage.

• Retail Insurance Australia

  Insure your shop's fit-out, contents and stock, and choose the glass, theft, liability and profits cover that suits how you trade.

• Trades Insurance Australia

  Trades insurance is the public liability, tools, vehicle and income cover built for people who work with their hands on other people's property.

• Motor Trade Insurance Australia

  Motor trade insurance for mechanics, repairers, panel shops and mobile operators. We check what your policy does with customers' vehicles in your care.

• Construction Insurance Australia

  Construction insurance for builders, subcontractors and owner-builders. Consolidated Insurance Brokers explains what it covers, who arranges it and the gaps.

• Farm Insurance Australia

  Your farm is a home, a business and a lifestyle on the same paddocks. Consolidated Insurance Brokers explains how farm insurance is built to cover all three.

• Drone Insurance Australia

  Drone insurance covers the drone itself and the damage a drone can do to someone else. Your cover follows the jobs you declare, not the drone.

Liability

• Public Liability Insurance Australia

  A customer trips in your car park on a line that has faded, on a dark winter evening. A contractor hurts himself on your site with his own gear.

• Contractor Public Liability Insurance

  Got work coming up? Contractor public liability set up for the job: the $20m limit, your subbies, your trade.

• General Liability Insurance Australia

  General liability is public and products liability as its own policy, for when your work or your products injure someone or damage their property.

• Product Liability Insurance Australia

  Product liability covers harm caused by what you make, import or supply. It usually comes bundled with public liability, on its own separate limit.

Professional and financial risks

• Professional Indemnity Insurance Australia

  Professional indemnity covers you when a client claims your advice, design or report cost them money. Also called professional liability or E&O insurance.

• Professional Indemnity Insurance for Real Estate Agents

  We compare cover and price for the sales, property management and strata work your agency does.

• Professional Indemnity Insurance for Engineers and Design Professionals

  Professional indemnity answers a claim that your design, certification, inspection or advice cost a client money.

• Professional Indemnity Insurance for Accountants and Bookkeepers

  Your certificate, your registration and any licence each set a minimum, and the highest one counts. We compare cover and price against it.

• Professional Indemnity Insurance for Consultants

  Your client contracts set how much cover you need, and we compare cover and price for the work you do.

• IT Liability Insurance Australia

  Develop, install, supply or support IT? Cover for claims over your work, advice and products.

• Technology Insurance Australia

  One policy can cover claims against you for your IT work, plus your own recovery costs and lost income after a cyber incident.

• Media Liability Insurance Australia

  Cover for agencies, podcasters and producers facing claims over their work and content, including copyright, defamation and privacy.

• Management Liability & D&O Insurance

  A staff dispute or a claim against a director can put business or personal finances at risk.

• Cyber Insurance Australia

  A cyber attack can stop work or expose customer data. Cover for recovery costs, lost income and claims.

Income and equipment

• Business Interruption Insurance Australia

  Business interruption for your profits, for a long enough period to cover the rebuild and trading recovery.

• Equipment Breakdown Insurance Australia

  Equipment breakdown insurance pays when your own machinery fails from the inside, with no fire, storm or impact involved, a gap many packs leave open.

• Plant & Equipment Insurance Australia

  Your excavator disappears from the site overnight. No forced gate, no witnesses, just an empty patch of dirt where a $180,000 machine sat yesterday.

• Excavator Insurance Australia

  Excavator insurance covers the machine, its attachments and the damage it does. What is capped, what is excluded, and what a claim really turns on.

• Earthmoving and Heavy Machinery Insurance

  Public liability does not cover your machine the way you think. What the sub-limits really are, and which jobs fall outside the policy entirely.

Trucks and transport

• Truck Insurance Australia

  Most truck policies pay a write-off at the sum insured or market value, whichever is lower. Three of our five wordings offer agreed value if you ask.

• Motor Fleet Insurance Australia

  Your fleet is priced on its claims pattern, not vehicle by vehicle. One driver's history ends up in everyone's renewal.

• Transport Operators Insurance Australia

  What insurance does a transport company need? Your business is not one truck, and your cover should not be either. Consolidated Insurance Brokers explains.

• Marine Cargo Insurance Australia

  Marine cargo insurance for goods you own in transit, by road, rail, sea or air. We read the wording and tell you what it does with your load.

• Carriers Cargo Insurance Australia

  Carriers cargo insurance for transport operators carrying customers' goods. Understand accidental damage, defined events and refrigerated cargo cover.

Personal insurance

We look after a lot of our commercial clients’ personal insurance too. It is not what we lead with, but if you want one broker who knows your whole picture, ask.

• Home & Contents Insurance

  Home and contents is really two covers travelling together: building cover for the structure itself, and contents cover for everything inside it.

• Private Motor Insurance

  Car insurance comes in three tiers. The difference is how much of your own car is covered, because other people's property is covered in all three.

• Residential Landlord Insurance

  A tenant who simply stops paying rent is not covered by a standard landlord policy. Rent default is an extra cover we recommend on every policy we place.