Private Motor Insurance
Do you own your own vehicle? Protect yourself from the cost of repairs, legal action, or theft with private motor insurance coverage.
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Private Motor Insurance
Rely On A Reputable Insurance Broker
What is Private Motor Insurance?
For many Australians, their car will likely be the second most expensive asset purchase of their life (after a family home).
Private Motor Vehicle Insurance protects this investment as well as your ability to go to work, pick up the kids from school, or enjoy weekend getaways.
Private motor insurance is designed for everyday use vehicles. Often it will include benefits like automatic cover for box trailers or baby seats.
What can be covered
- Accidental damage
- Damage to other people's cars/property
- Vehicle theft
- Specified accessories
- Towing or storage
- New for old replacement for new vehicles
What may not be
- Tyre damage
- Existing damage
- Deterioration/wear & tear
- Mechanical, electrical or structural failure
- Driving under the influence of drugs, alcohol or heavy medications
Get Started with Private Motor Insurance
Protect yourself from the cost of repairs, legal action, or theft with private motor insurance coverage.
Private Motor claim example
On her way home from work, Sarah had a minor accident with an SUV, which was her fault. While the other car had a minor scratch, her car had some serious damage.
Sarah contacted her insurance broker who took some details and let her know where to get her car towed and assessed. Sarah’s private motor insurance included hire car cover, so she could get to and from work.
The assessor advised her car could be fixed and that her insurance would cover the cost. They arranged to have it repaired at her smash repairer of choice.
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James St, New Farm
-
Great Experience. I asked Alison to help us arrange a building and public liability insurance for a retail shop. Alison is very helpful and supportive in our insurance arrangement matters. She provided 18 quotes for us to … More choose and helped us find the most competetive offer on the market. I would like to say many thanks for Alison's effort to help us get a smooth process. 100% recommend.
-
We have just confirmed our first residential strata insurance with CIB. I recommend the brokers at CIB to manage your insurance needs.The service from Debbie Blanco was excellent. She thoroughly explained, coordinated the … More quote for 2025-26, and followed through the process in detail to confirmation.She was ably assisted by James Kirk, who coordinated the compliance and insurance valuation.Stephen Fairbairn, Noosaville
-
When it comes to insurance, I always end up feeling frustrated. Home insurance in particular gives me a real headache—what type do I need? Owner-occupied, investment, contents… should I have contents for both or just one?Technology … More makes it easy to click through everything on your phone, but when you actually need a real person to guide you, there’s no one there. I recently realised I was insured for the wrong things—or not covered at all.So I called Tracey Friedland, whom I’ve worked with for a long time for business insurance and renewals. I asked, a bit humbled, “Do you only help with business insurance, or can you help with personal insurance too?”Tracey’s warm and confident reply was, “Of course, we can help!” What a relief.Within half a day and just a couple of phone calls, she had everything sorted—building insurance, contents, landlord cover—accurate, complete, and finally done properly. All my concerns were gone.What else can I say about Tracey Friedland?An absolutely amazing lady.
-
Gina was fantastic in organising our home and contents insurance. I had to go back multiple times with changes, and she was always patient, responsive, and incredibly helpful. She made the whole process easy, and got us a … More great price too. Highly recommend!
-
Gina De Bonis, it was a pleasure to work with you on my insurance policy. Even though I was referred to another broker through my agent located locally, it was your efficiency, customer care and commitment, that built the … More trust and got me choosing CIB over the other organisation even though the quotes were similar. And it was generous of you to say that every member of your team provided that high level of service, when I complimented your professionalism. You went above and beyond providing responses to the questions I asked, linking up the responses to helping me understand the pros and cons of choosing one option over the other, educating me and attempting to find the best deal for us. Thanks again and look forward to touching base early next year for my other insurance needs.
How can we help?
With access to a range of reputable insurers, and policies not available to the public, we can offer you a range of competitive private motor insurance quotes.
We’ll help you compare the price with the coverage offered for each, so you can make the best decision for your needs.
Having a customisable policy is important for protecting your vehicle and the purpose it serves in your daily life.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.