Truck Or Lorry Insurance
When transporting goods it’s important to not only cover your truck, but also be covered for damage or loss to the goods during transit. We understand that you need a fit for purpose truck insurance to protect your assets. Let us find the best trucking insurance available, ensuring your truck stays on the road. Save time and contact us to get 9 truck insurance quotes fast, simple and easy.
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Truck Or Lorry Insurance
Rely On A Reputable Insurance Broker
What Is Truck Insurance
Truck insurance is an insurance designed to cover transport operators and business owners against the risk of logistics to their trucks and cargo. There are different truck insurances available, each offering different types of coverage. Here at Consolidated Insurance Brokers, we understand that you need insurance that will keep you on the road. We will help you identify your specific insurance needs whilst helping you understand the different solutions available.
Truck insurance may be referred to as transport operators insurance, commercial motor insurance, motor fleet insurance and transit insurance. These terms may be used interchangeably, however, they often cover different risks and liabilities.
Choosing the right policy can be hard and confusing, especially when there are a variety of options available. Our team of insurance brokers can help you understand the coverage available and create the best insurance solution for you.
What can be covered
- Accidental loss or damage
- Fire, theft, collision
- Cost of replacement or repair
- Commercial vehicles (tippers, general or carries livestock)
- Non-owned trailers in control
- Public and products liability
- Downtime
- Marine transit/carriers transit
What may not be
- Drivers under influence of drugs or alcohol
- Breakdown
- Wear & tear, deterioration
- Lack of maintenance
- Certain age and license driver conditions
- Underinsured portion of market value
Get Started With Truck Or Lorry Insurance
Insurance that will keep you on the road - Get the best truck insurance available!
Why Insure Your Truck?
Liability Coverage:
This allows you to be covered in case of an accident which results in injury or damage to third-party property.
Fire, Theft, and Collision:
This can provide cover in case damages arise to your truck as a result of fire, theft or a collision
Marine Transit:
This allows coverage for the cargo which is carried by your truck, potentially protecting you against financial losses as a result of damage or loss of the cargo.
Downtime Cover:
This covers your down time in case your truck is damaged, allowing you to receive replacement income whilst your truck is being repaired.
Other:
While no one likes to think about the possibility of experiencing a loss, it’s important to be prepared in the event that something does happen. That’s why commercial property insurance is such an important safeguard for any business owner. Don’t wait until it’s too late to get the coverage you need – give us a call today to learn more about our commercial property insurance options.
Truck Insurance claim example
Mustafa is an owner driver with a prime mover he uses for interstate haulage. His main contractor requires him to have a Certificate of Currency showing coverage for his vehicle, the trailer he is towing, the goods he is carrying, and his public liability. Mustafa also elects to take cover for “downtime” to give him replacement income if his truck is damaged.
Because Mustafa takes all these covers under a single Heavy Motor Insurance package, he only has to pay a single excess when an accident causes his trailer to overturn as well as damaging his own truck. Mustafa’s insurer pays the cost of repairs for his truck, the trailer, Mustafa’s lost income while it is repaired, and his client’s goods that he was carrying.
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James St, New Farm
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Thank you so much Clayton Rowlings.Professional, friendly and works to get you the best outcome. Not only saved m $1900 a year on fees, but when I needed to use the insurance, it was sorted quickly and with a great result. … More Happy to recommend to any sole trader or small business
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I have a unique property that needed insuring. Rejected by many, Alison Neve worked tirelessly to ensure I got the best cover. I will and would highly recommend her for insurance needs. I found her to be honest and helpful. … More Much appreciated Alison.
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Alison was fantastic to deal with. She found us really comprehensive cover that worked out cheaper than our old plans. Super easy to work with and made the whole process stress-free. Highly recommend!
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I was actually having trouble getting my work insurance on my own and was recommended consolidated insurance. Debbie Blanco was the person I delt with absolutely fantastic work. Within about 24 hours of talking to Debbie … More the first time she had found me great cover at a fantastic price and had my policy done paid and returned to me. I would highly recommend this company to anyone. Special thanks to Debbie for making the experience joyful and seamless a huge stress off my shoulders will be using Debbie for all my future insurance needs.
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Tracey was amazing with sorting out my business insurance! She ensured everything was compliant with what my landlord was asking for, and came back promptly with quotes from numerous insurers. Highly recommend if you're … More looking for a personal, fast experience 🙂
Why Use An Insurance Broker?
The perfect truck insurance solution depends on your situation and operation. Our team of insurance brokers are professionals that can help you understand your unique insurance requirements and risk management needs. They work on your behalf to secure the best policy for your business to keep you on the road. As insurance brokers, we have access to more policies than the public, which allows us to offer you comprehensive policies at competitive prices.
We can help you save time and money by comparing and customising policies for you. Our expert brokers can help you understand the terms and conditions of the policies to ensure you have all the support you need to find the best insurance solution for you.
Let us find the best trucking insurance available, ensuring your truck stays on the road. Whether you are after a basic or a full comprehensive cover, we will help you identify your unique insurance needs. Providing all the guidance and support you need to make the right decision for you.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.